19 Trade & Services jobs

Job Details Stanbic Holdings Limited Job Purpose To ensure the overall integrity and accuracy of the General Ledger as a basis for the preparation of financial and management reports. Recording entries in the general ledger and preparation of financial reports. To undertake all functions associated with recording, reconciliation and payment of both internal and external Vendors. Preparation and submission of monthly, quarterly and annual taxation returns in accordance with the VAT and Income Tax Act. Payment of resultant taxation to Uganda revenue Authority Preparation and timely submission of Income and Expenses commentary to management. Handle all aspects of procurement for the holding company and ensure a robust procurement process is in place. Key Responsibilities/Accountabilities Accounts Payable Process all payments for goods and services supplied to Stanbic Holdings limited, ensuring vendors are paid timeously, correct amounts are paid, and accounts are accurately allocated, and proper authority obtained. Process all staff claims ensuring the claims are paid timeously, correct amounts are paid, and accounts are accurately allocated, and proper authority obtained. Ensure that all payments are recorded, authorised and properly paid in accordance with the Company's policies and guidelines. Provide proof of payment to the clients. Manage and monitor the Vendor master record to ensure all vendors are maintained in SAP and avoid any duplication of vendor accounts. Financial Accounting Monitor the General ledger master data reviewing movements and ensuring that they reflect the correct balances and all relevant account reconciliations are performed including the intercompany accounts and corrective actions taken timeously. Preparation of Financial statements for the company Performs variance analysis and commentary to management. Periodic agreement of inter-company balances with other group companies Maintenance of the fixed asset register and reconciliation of the fixed asset registers to the general ledger. Preparation of journals for upload onto the system. Investigate variances to budget, provide explanations and recommend corrective action. Follow up with departments to send in their accruals, compile, reconcile updating and posting accruals. Ensure accuracy of financial statements in accordance with IFRS and compliance to internal policies Taxation Preparation and submission of monthly, quarterly and annual taxation returns in accordance with the VAT and Income Tax Act. Making all tax payments when due. (VAT, WHT,PAYE, Corporate Tax) Monitoring business operations compliance with the VAT and Income Tax Act. Custodian of the company's permanent tax file. Implementing and monitoring compliance with the Group's Uniform Tax procedures. Ensuring tax compliance within Stanbic Holdings limited. Prepare and submit NSSF returns monthly and effect NSSF payments. Procurement aspects Plan, review, co-ordinate and follow up and activities that have been approved. Execute the sourcing of goods and services through a supply chain management process that maximizes value, provides excellent customer service and exceeds total cost of ownership targets. Relationship management and contract administration. Liaison with group company stakeholders in ensuring that regulatory, group policy standards and minimum operating procedures are observed to minimise the holding company exposure to risk Risk Management Conduct risk assessments on the organisation's business units/department, which will involve identifying, describing and profiling the risks affecting the organisation as well as evaluating the identified risks against the organisation's risk appetite. Implement the strategic risk management vision for SHUL and ensure that risk and compliance management policies and strategies comply with applicable regulations and the strategic imperatives of SHUL. Continue to develop and improve risk management tools, practices, and policies enabling the analysis and reporting of risk according to the risk and compliance management framework. Develop and foster a coherent risk culture and risk management philosophy that becomes effectively embedded throughout the organisation. Guide the integration of enterprise risk management with other organisational planning and management activities. Ensure that SHUL's risk identification, aggregation, mitigation and monitoring capabilities are commensurate with the size, complexity and risk profile of the organisation. Liaise with departmental/unit heads in ensuring completion and monitoring of quality risk registers. Oversee and monitor all operational risk management activities of SHUL, reporting major and critical risks issues to the xxxxx. Provide support, education and training to staff to build risk awareness within the organisation. Develop and deliver SHUL-wide training on risk and compliance for all staff to complete annually. Assist in the development of processes and manage the established processes to identify and evaluate business areas' risks and risk and control self-assessments. Build a culture of risk-awareness in the SHUL by providing ongoing education and appropriate briefing and training. Manage the process for elevating/escalating control risks to more senior levels when appropriate. Effective management of the corporate risk and control assessment reporting process as well as management and maintenance of the infrastructure elements. Ensure risk evaluation, which involves comparing estimated risks with criteria established by the organisation such as costs, legal requirements and environmental factors, and evaluating the organisation's previous handling of risks. Ensure effective implementation of the disaster recovery, business continuity, risk management and access controls frameworks in SHUL. Provide recommendations to enhance the Company's Risk and Compliance Management's road-map, policy, framework, methodology and system. Prepare risk reporting in an appropriate way for different audiences, for example the Board Audit, Finance and Risk Committee. Monitor and report on compliance with regulatory requirements including: SHUL Regulations, Procurement Procedures Manual, Human Resources Manual, Finance Manual, supplier contracts and other organisation guidelines and polices. Proactively identify emerging risks and report to relevant stakeholders. Ensure that management and employees comply with the rules and regulations of the organisation, that set policies and procedures are being followed. Conduct compliance checks on compliance with policies, rules and regulations, including liaison with internal and external auditors. Preferred Qualification and Experience B.Com (Accounting/Finance) or equivalent Accounting Degree ACCA or CPA will be an added advantage 2-4 years banking experience and accounting. Knowledge/Technical Skills/Expertise Understanding of IFRS and Local tax laws Knowledge of Uganda Banking regulations. Understanding of South African Banking regulations will be an added advantage. Good computer skills (Excel, PowerPoint, Outlook and Word). Working knowledge of accounting software. (Knowledge of SAP will be an advantage.) Professional Qualification Required 5

Job Details Transactional Products & Services; This team is constantly working to extend our service capability and product range, consolidating our operations in established markets while expanding and extending in emerging markets. We divide our core capabilities into three product groups - Investor Services, Transactional Banking and International Trade Services. Job Purpose To provide support and partner the Head of Investor Services in the management and oversight of risk and governance deliverables. This includes the documenting, tracking, coordination and reporting on business objectives and project management of key initiatives in the Investor Services business. Key Responsibilities/Accountabilities Monitor and track various Risk and Governance deliverables Coordination of the Business Risk Committee meetings, including: Co-ordinate meeting invitations to the required audience. Setting of agenda, tracking of submissions, take accountability in compiling of minutes and distribution. Act as a point of contact for all queries/requests relating to committees and meetings. Play an active role in the tracking of action items. Responsible for compilation of packs for meeting. Preparing and submitting reports to TPS and/or Group governance forums including TPS SA Govco and IS Group Govco; and tracking of action items to completion. Summarise submissions of information made for meetings and committees attended by the Head of the area. Coordinating internal and external audit process and requirements across the Investor Services team and track remedial actions emanating from the audits to completion. Coordinating, driving and reporting on risk and governance initiatives impacting the Investor Services business. Monitor risk type performance against available business KPI's. Coordinate & facilitate business continuity management for Investor Services Coordinate across Operational Risk, Credit Risk, Country Risk and Information IT Security Risk functions for implementation and delivery of relevant frameworks across Investor Services framework. Analysis and reporting on the business performance Understand income statement and balance sheet of the business and support the Head of cash management in planning/budgeting and tracking of performance. Analysis, monitoring and reporting on key revenue lines, key business drivers and key expense lines. Producing reports on performance of the business for EMT and other leadership forums. Assist with driving disciplined cost management across the business. Monitor losses and penalties arising from operational incidents and drive culture of reduced losses within threshold across the business. Co-ordinate and Manage Projects Co-ordinate all meetings relating to various projects being managed. Track progress made with projects against project timelines. Distribute information regarding projects to the relevant stakeholders as and when required. Act as the point of contract for all external providers. Prepare, Co-ordinate and Store Presentations Prepare presentations as and when required. Co-ordinate the information and inputs required from various stakeholders. Store and maintain content in the necessary storage point e.g. SharePoint /team site. Track versions of presentations as they are being prepared or revised. Client Engagement Oversee risk, audit and BCM responses to clients on due diligence questionnaires Present to clients on risk, audit and BCM responses at due diligence visits Attendance and representation at risk & audit committee meetings of pension fund clients as necessary for Investment Administration Partner with client team and clients to provide solutions on risk and audit requirements Preferred Qualification and Experience Qualifications Minimum qualification 1 Type of qualification: Honours Degree Field of study: Business CommercePreferred qualification 1 Type of qualification: Masters Degree Field of study: Business Commerce Experience Experience required 1 Job Function: Business Support Job Family: Years: 3-4 Years Experience Description: This role requires experience across a wide range of areas including but not limited to consulting, risk advisory, economic and financial risk advisory, risk operations for CIB, financial services knowledge including treasury and capital management, project management, business MI and reporting, administration, stakeholder management, finance, risk, and research. A successful track record within the Finance function.Experience required 2 Job Function: Risk Management Job Family: Risk Management Years: 3-4 Years Experience Description: Demonstrates knowledge and understanding of risk management methodologies, tools, governance structures and regulatory requirements for good management of risk. Demonstrates knowledge and understanding of risk management methodologies, tools, governance structures and regulatory requirements for good management of risk.Total number of years of experience: More than 5 years' experience in finance/risk function within TPS or similar environment. Knowledge/Technical Skills/Expertise Competency Label: Business Acumen Competency Description: Understand the Banking industry and the impact that the economic and regulatory environment have on the organisation. Application of this knowledge in the assessment of risks and recommend appropriate control and quality frameworks. Proficiency Level: SEASONED - Applies concepts without requiring supervision, able to provide technical guidance when requiredCompetency Label: Strategic Planning and Reporting Competency Description: Knowledge and understanding of the process and thinking required to formulate objectives and priorities and implement plans consistent with the long-term interests of the organisation in a global environment. The ability to identify and capitalise on opportunities and manage risks. Proficiency Level: ADVANCED - Mastered the concept, able to act independently, provides guidance and training to othersCompetency Label: Project Management Competency Description: Ability to plan, initiate, execute, control and close projects related to a relevant function Proficiency Level: SEASONED - Applies concepts without requiring supervision, able to provide technical guidance when requiredCompetency Label: Written communication Competency Description: Ability to express ideas by means of clear and effective writing, in order to support professional communication internally and externally to the Bank. Proficiency Level: ADVANCED - Mastered the concept, able to act independently, provides guidance and training to othersCompetency Label: Process Governance Competency Description: The ability to create mechanisms to ensure that designed processes are implemented correctly and that process changes are made thoughtfully, taking into consideration the impacts on people, other processes and technology. Proficiency Level: SEASONED - Applies concepts without requiring supervision, able to provide technical guidance when required

Introduction At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging problems? If so, lets talk. Your Role and Responsibilities Responsibilities: - Working according to TSS GSDP (Global Service Delivery Process) Process. - Takes Hardware calls in all languages defined in the skill profile in a friendly and competent manner. - Entitles the Customer's request. - Creates a Service Request in the HW Problem Management System (RCMS + Solve Direct). - Documents all relevant data in the Service Request. - Routes the Service Request to the respective front office. - Keep active monitoring of all open Service Requests and ensure timely closing. - Takes SW calls in all languages defined in the skill profile in a friendly and competent manner. - Entitles SW Customer requests. - Creates a PMR in the SW system. - Documents all relevant data in the PMR. - Routes the service requests to the respective front office. - Maintain engineers / BP's availability list and assign the Service Request to the appropriate resource according to skills and availability. - In case of problems alerts the RRC Focal Point and / or management. Working Conditions: - 24 X 7 on Shift Basis. Required Technical and Professional Expertise - University Graduate with one or two years' experience in customer service position. - English - Fluent (Written & Spoken) - Windows and Microsoft Office knowledge. - Efficient knowledge of relevant systems and tools. - Good communication Skills - Customer service skills - Reliable and self-dependent - Quality driven - Team player - Flexibility to work 24 X 7 shift basis. Preferred Technical and Professional Expertise - Knowledge of IBM organization, products and services. - French language proficiency About Business Unit At Global Technology Services (GTS), we help our clients envision the future by offering end-to-end IT and technology support services, supported by an unmatched global delivery network. It's a unique blend of bold new ideas and client-first thinking. If you can restlessly reinvent yourself and solve problems in new ways, work on both technology and business projects, and ask, "What else is possible?" GTS is the place for you! Your Life @ IBM What matters to you when you're looking for your next career challenge? Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities - where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust - where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible. Impact. Inclusion. Infinite Experiences. Do your best work ever. About IBM IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries. Location Statement For additional information about location requirements, please discuss with the recruiter following submission of your application. Being You @ IBM IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Introduction A Technical Support Representatives at IBM is a front-line position supporting our products and making sure they are at their best for our customers. With over 100 years in technology, IBM has built a strong reputation of quality service and this role ensures we continue to deliver on that promise. If you enjoy helping people with technical issue, you'll love your career at IBM. Your Role and Responsibilities Sell IBM supported Open Source services in your assigned territory or industry Meet quantitative and qualitative performance goals and set high standards for articulation and presentation of key messages and the IBM's Open Source value proposition Meet assigned sales quotas by acquiring new customer accounts and renewing and growing existing relationships Call on prospective customers, providing technical and administrative information, demonstrations, and price quotes for our offerings Accurately forecast and close sales in alignment with company goals Required Technical and Professional Expertise 8+ years of sales experience and/or pre-sales experience with a demonstrated record of success, preferably in the software or IT industry covering eastern and western countries such as Kenya, Nigeria, Ghana, Morocco and Tunisia. Bachelor's degree, preferably in computer science, or other technical discipline Intimate knowledge of the Linux portfolio, with particular focus on emerging technology products such as JBoss, Ceph Storage, Gluster Storage, Ansible, OpenShift and OpenStack and/ or DB open source options Solutions sales experience in an environment with multiple offerings and services; experience with cloud, virtualization, middleware, DevOps, or emerging technologies Solid understanding of the complete sales cycle management from prospecting to closing Ability to work with the complexities of partner organizational structures and be able to develop strategic relationships with alliance partners Excellent communication skills Preferred Technical and Professional Expertise Qualification in computer science, or other technical discipline Pre-sales experience with a demonstrated record of success, preferably in the software or IT industry covering eastern and western countries such as Kenya, Nigeria, Ghana, Morocco and Tunisia. About Business Unit At Global Technology Services (GTS), we help our clients envision the future by offering end-to-end IT and technology support services, supported by an unmatched global delivery network. It's a unique blend of bold new ideas and client-first thinking. If you can restlessly reinvent yourself and solve problems in new ways, work on both technology and business projects, and ask, "What else is possible?" GTS is the place for you! Your Life @ IBM What matters to you when you're looking for your next career challenge? Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities - where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust - where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible. Impact. Inclusion. Infinite Experiences. Do your best work ever. About IBM IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries. Location Statement For additional information about location requirements, please discuss with the recruiter following submission of your application. Being You @ IBM IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Job Details Finance: budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors. Job Purpose To provide the VAF Portfolio with support and advice for financial management, financial accounting and management reporting for operational and impairment activities. Ownership and involvement in the calculation and the analysis of provisions on a monthly basis. This includes IFRS9 impairment calculation, understanding and driver investigation and commentary. This will entail liaising directly with the VAF credit, product finance, MI and capital modelling team members. In addition support will be provided to the Senior Finance Manager - Credit Risk: Intuitive lending and customer management to the extent that detailed regional analysis and consolidated reporting are required. Furthermore this role supports the budgeting process at product level to ensure that appropriate forecasts with realistic outcomes have been projected. This will include the distribution of these forecasts to regional levels. Understand and complete capital credit risk reporting on a quarterly basis and engage with the relevant stakeholder on capital credit requirements. Ensure that this is aligned and congruent with the credit risk financial reporting. Working within a team to complete projects within agreed timelines, processes and procedures. Engage as an objective independent partner with both business and credit to ensure appropriate provisioning is in place for the portfolio risk and exposure Key Responsibilities/Accountabilities Preparation and review of monthly impairment provisions and book. Variance analysis and regular review of compliance with financial reporting framework. Resolution of queries on provisions and book balances. Unpack and ensure granular understanding of drivers of significant increase in credit risk, off balance sheet provisioning and forward looking projections. Engagement with the credit and capital modelling teams to understand driver updates and sources of the change in risk leading to these driver amendments as well as engagement with credit portfolio manager to ensure evidence in the data aligns with strategies deployed through origination and collection strategies. Calculate and evaluate modification adjustments required by the standard and identify optimising strategies that can be communicated with credit team to mitigate the impacts. Preparation and capture of monthly journals onto SAP (relating to provisions, unwinding of interest, modification entries and interest in suspense). Manage internal control environment including reconciliation of data between MI, Modelling, SAP and Bank Analyzer. Adept storytelling” to unpack monthly and annual movements in relation to actions taken rather than generic terms for purposes of monthly commentary and annual financial external reporting Prepare the commentary and present to credit, product and product finance. Engage with the Treasury and Capital Management team to unpack, understand and align capital reporting with credit finance expectations and reporting trends. Play a strong supporting and business partnering role to both the relevant Credit and Product Finance counterparts to ensure appropriate challenge, understanding guidance and proactive engagement is in place. Prepare and present Budget, Revised Estimate and Rolling Forecasts. Consideration of variations of drivers to predict bullish and bearish outlooks. Actively engage with credit to identify key potential challenges and concerns and proactively assess available actions to address these items. In all reporting described above, support should be provided to the regional reporting structure to unpack and understand regional performance by product and segment. This includes assessment of business quality and behaviour (NPL, EA, stage 1/2/3, significant increase in credit risk trends etc.) that may trigger varying performance. This will require a broader product credit overview and familiarity with finance (e.g. PMT) and Capital tool sets (e.g. Qlikview). Meeting Central and Group Finance deadlines and requirements with regards to the Budget and Revised estimates, Rolling forecasts and Management Reporting, including query resolution, on an individual and consolidated cost centre basis. This is applicable to provision shifts, significant increase in credit risk, forward looking, additional provisions and book balances. Engagement with external and internal auditors on IFRS9 impairment models/enhancements implemented during the year. Active understanding and involvement on existing credit impairment models as well as new models under development and identification of potential optimisations that support minimising model volatility while balance income statement return. Understanding of behavioural scorecards will also be essential under the new IFRS9 standard. Involvement, understanding and supporting the implementation of the new IFRS9 framework to facilitate optimal implementation and business understanding of implications. This will cover modelling, technical accounting issues, bank analyser developments (interest in suspense) and disclosures. Responsibility to ensure the finance and risk reporting is aligned to RDARR principles and appropriate attestations and controls are implemented and data steward awareness is in place. Preparation and presentation of Product, Exco and VAF Portfolio review pack submissions. Preparation and presentation of Adhoc financial reporting requirements as and when required by Central Finance, Product Finance as well as the Business Credit teams. Coaching, mentoring and personal development where required of the junior members in the VAF Risk Finance team. Focus to be placed on innovation, efficiencies and effectiveness in all processes that are implemented and identify opportunities to improve existing deliverables whether that be through enhanced utilisation of systems (e.g. Bank analyser), new ways of delivery (e.g. automate through MI) Preferred Qualification and Experience CA (SA) qualification or equivalent finance qualification Experience SAP and Banking experience Extensive knowledge of and high competence in Excel, Word, PowerPoint and SAP Knowledge/Technical Skills/Expertise Exceptional understanding of Accounting and Finance A sound knowledge of the VAF environment and products The ability to build and maintain professional relationships with our internal and external customers. SAP Knowledge Experience of consolidation and reporting in a Finance environment Experience in forecasts and budgeting is required General financial administration Report writing

Job Details Retail & Business Banking Job Purpose To provide appropriate financial and estate planning advice to a selected portfolio / segment of Standard Bank customers and offer appropriate financial solutions to solve for their financial needs through the set digital framework of V&D Key Responsibilities/Accountabilities Financial and estate planning advice and financial solutions Prospects for new business opportunities in the selected segments and explore business expansion opportunities with existing clients. Contributes to the enablement of a universal services organisation by identifying other relevant opportunities / leads and advising relevant business partners accordingly. Analyses and assesses clients' current and future financial and estate planning needs. Develops appropriate proposals in line with customer requirements and in line with suite of existing solutions (e.g., prepare quote, issue and amend quote, record advice, fulfil contract and requirement management). Applies product and service knowledge to meet client needs. This includes providing financial and estate planning advice to clients as well as the packaging, structuring and tailoring of financial solutions to secure profitable business in the identified market segment. Relationships with internal network Establishes and builds strong relationships with staff within own network (i.e., branch, suite) in order to maximise business opportunities. Acts as SME for all SBFC (V&G) matters and provides appropriate support and guidance to staff (e.g., service consultants within Voice & Digital). Builds and maintains an internal third-party relationship network with product suppliers and distribution channels in the Group including Corporate Investment Banking, Stanlib and Liberty. Promotes a professional image and displays exemplary behaviour. Ensures that synergies and teamwork needed to optimise sales and service delivery is in place. Remains abreast of all RBB business drivers in order to provide appropriate level of SBFC support (e.g., RBB scorecards, processes, products, etc.). Provides input and feedback on the suitability of solutions to relevant stakeholders (e.g., Product, Wealth, etc.) based on interactions with customers. Maximises utilisation of the internal and external network to achieve business objectives and targets. Relationships with new and/or existing clients Maintains a visible and active presence within own network to build and expand relationships with new and potential clients. Maintains relationships with existing clients through regular follow-up calls / contact. This includes proactive anticipation of client needs and the provision of sound financial advice that will attract and retain business and market share. Provide a service to customers Ensures that client information is electronically updated and distributed to them on a proactive basis. Maintains regular contact with existing customers to ensure that their needs are effectively serviced - schedules appointments accordingly. Deals with daily customer service requests, queries and complaints within the defined service level timeframes. Reviews client portfolios on an annual basis and records it accordingly. Services and amends policies as required. Remains abreast of all relevant changes within the financial advisory industry (e.g., legislation, broader economy, trends, technology, etc.) in order to apply this knowledge to own customer base. Measures Achievement of agreed financial objectives (e.g., growth in revenue, achievement of sales targets) Achievement of customer service levels (Customer feedback) Adherence to risk and compliance requirements Stakeholder feedback as gauged by internal network Preferred Qualification and Experience Minimum Formal Qualification Diploma Finance and Accounting Diploma Legal Prefered Qualification Preference for B.Comm Finance / Legal degree Certified Financial Planner / Wealth management certificate Minimum required qualification and experience in terms of FAIS fit and proper requirements Valid driver's license Knowledge/Technical Skills/Expertise 3 - 4 years Personal & Business Banking

Job Details Retail & Business Banking Job Purpose To provide appropriate financial and estate planning advice to a selected portfolio / segment of Standard Bank customers and offer appropriate financial solutions to solve for their financial needs through the set digital framework of V&D Key Responsibilities/Accountabilities Financial and estate planning advice and financial solutions Prospects for new business opportunities in the selected segments and explore business expansion opportunities with existing clients. Contributes to the enablement of a universal services organisation by identifying other relevant opportunities / leads and advising relevant business partners accordingly. Analyses and assesses clients' current and future financial and estate planning needs. Develops appropriate proposals in line with customer requirements and in line with suite of existing solutions (e.g., prepare quote, issue and amend quote, record advice, fulfil contract and requirement management). Applies product and service knowledge to meet client needs. This includes providing financial and estate planning advice to clients as well as the packaging, structuring and tailoring of financial solutions to secure profitable business in the identified market segment. Relationships with internal network Establishes and builds strong relationships with staff within own network (i.e., branch, suite) in order to maximise business opportunities. Acts as SME for all SBFC (V&G) matters and provides appropriate support and guidance to staff (e.g., service consultants within Voice & Digital). Builds and maintains an internal third-party relationship network with product suppliers and distribution channels in the Group including Corporate Investment Banking, Stanlib and Liberty. Promotes a professional image and displays exemplary behaviour. Ensures that synergies and teamwork needed to optimise sales and service delivery is in place. Remains abreast of all RBB business drivers in order to provide appropriate level of SBFC support (e.g., RBB scorecards, processes, products, etc.). Provides input and feedback on the suitability of solutions to relevant stakeholders (e.g., Product, Wealth, etc.) based on interactions with customers. Maximises utilisation of the internal and external network to achieve business objectives and targets. Relationships with new and/or existing clients Maintains a visible and active presence within own network to build and expand relationships with new and potential clients. Maintains relationships with existing clients through regular follow-up calls / contact. This includes proactive anticipation of client needs and the provision of sound financial advice that will attract and retain business and market share. Provide a service to customers Ensures that client information is electronically updated and distributed to them on a proactive basis. Maintains regular contact with existing customers to ensure that their needs are effectively serviced - schedules appointments accordingly. Deals with daily customer service requests, queries and complaints within the defined service level timeframes. Reviews client portfolios on an annual basis and records it accordingly. Services and amends policies as required. Remains abreast of all relevant changes within the financial advisory industry (e.g., legislation, broader economy, trends, technology, etc.) in order to apply this knowledge to own customer base. Measures Achievement of agreed financial objectives (e.g., growth in revenue, achievement of sales targets) Achievement of customer service levels (Customer feedback) Adherence to risk and compliance requirements Stakeholder feedback as gauged by internal network Preferred Qualification and Experience Minimum Formal Qualification Diploma Finance and Accounting Diploma Legal Prefered Qualification Preference for B.Comm Finance / Legal degree Certified Financial Planner / Wealth management certificate Minimum required qualification and experience in terms of FAIS fit and proper requirements Valid driver's license Knowledge/Technical Skills/Expertise 3 - 4 years Personal & Business Banking

Job Details Retail & Business Banking Job Purpose To provide appropriate financial and estate planning advice to a selected portfolio / segment of Standard Bank customers and offer appropriate financial solutions to solve for their financial needs through the set digital framework of V&D Key Responsibilities/Accountabilities Financial and estate planning advice and financial solutions Prospects for new business opportunities in the selected segments and explore business expansion opportunities with existing clients. Contributes to the enablement of a universal services organisation by identifying other relevant opportunities / leads and advising relevant business partners accordingly. Analyses and assesses clients' current and future financial and estate planning needs. Develops appropriate proposals in line with customer requirements and in line with suite of existing solutions (e.g., prepare quote, issue and amend quote, record advice, fulfil contract and requirement management). Applies product and service knowledge to meet client needs. This includes providing financial and estate planning advice to clients as well as the packaging, structuring and tailoring of financial solutions to secure profitable business in the identified market segment. Relationships with internal network Establishes and builds strong relationships with staff within own network (i.e., branch, suite) in order to maximise business opportunities. Acts as SME for all SBFC (V&G) matters and provides appropriate support and guidance to staff (e.g., service consultants within Voice & Digital). Builds and maintains an internal third-party relationship network with product suppliers and distribution channels in the Group including Corporate Investment Banking, Stanlib and Liberty. Promotes a professional image and displays exemplary behaviour. Ensures that synergies and teamwork needed to optimise sales and service delivery is in place. Remains abreast of all RBB business drivers in order to provide appropriate level of SBFC support (e.g., RBB scorecards, processes, products, etc.). Provides input and feedback on the suitability of solutions to relevant stakeholders (e.g., Product, Wealth, etc.) based on interactions with customers. Maximises utilisation of the internal and external network to achieve business objectives and targets. Relationships with new and/or existing clients Maintains a visible and active presence within own network to build and expand relationships with new and potential clients. Maintains relationships with existing clients through regular follow-up calls / contact. This includes proactive anticipation of client needs and the provision of sound financial advice that will attract and retain business and market share. Provide a service to customers Ensures that client information is electronically updated and distributed to them on a proactive basis. Maintains regular contact with existing customers to ensure that their needs are effectively serviced - schedules appointments accordingly. Deals with daily customer service requests, queries and complaints within the defined service level timeframes. Reviews client portfolios on an annual basis and records it accordingly. Services and amends policies as required. Remains abreast of all relevant changes within the financial advisory industry (e.g., legislation, broader economy, trends, technology, etc.) in order to apply this knowledge to own customer base. Measures Achievement of agreed financial objectives (e.g., growth in revenue, achievement of sales targets) Achievement of customer service levels (Customer feedback) Adherence to risk and compliance requirements Stakeholder feedback as gauged by internal network Preferred Qualification and Experience Minimum Formal Qualification Diploma Finance and Accounting Diploma Legal Prefered Qualification Preference for B.Comm Finance / Legal degree Certified Financial Planner / Wealth management certificate Minimum required qualification and experience in terms of FAIS fit and proper requirements Valid driver's license Knowledge/Technical Skills/Expertise 3 - 4 years Personal & Business Banking

Job Details Finance: budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors. Job Purpose To provide reactive and pro-active insights into Retail & Business Banking customers to influence business strategy and optimise the performance around the customer value chain. Financial modelling and data analytics for business cases and for an in depth understanding of the portfolio are key requirements both at a Retail and Business Banking level and across areas and business centres within the province. Key Responsibilities/Accountabilities Financial and Business Insights Understand the key drivers that inform the provincial financial results as well as the corresponding leading indicators. Identify and establish the relevant levers necessary to influence customer profitability in line with the RBB strategy and provincial storyline. Provide recommendations to optimise key metrics such as operating Income, ROE, impairments, and cost to Income ratio based on empirical data. Use both internal as well as external data and modelling techniques to building financial models that will provide business insight necessary for effective decision making. These will include (but not limited to): o Utilisation of these financial models to optimise campaigns, enhance value propositions, determine optimal resources required in certain markets, inform branch profitability and optimal operational hours; inform markets we should be exiting or entering into, establish the optimal channel mix between digital, ATM and branch channels e.t.c. Highlight key trends, patterns or opportunities to drive superior earnings. Partner with Measurement in the production of regular key measure Partner with the provincial data manager in the journey to remediate data quality and completeness. Measures: Accuracy and relevance of insights for effective decision making; Quality, accuracy and on time delivery of analytics and insights produced Quality and feasibility of recommendations Project management Assist with the end-to-end process of ad hoc business unit requests placed to the Head, Finance Retail & Business Banking Enable the data sourcing, analysis and reporting on any strategic projects/initiatives as defined by Business Unit head e.g. assisting in the implementation and measurement of Ecosystems, Enterprise Direct, China Africa Banking, etc Measures: Adheres to ad hoc reporting format and standards as required by the Retail & Business portfolio. Assist with the design and development of the solution after analysis and discussion with other key stakeholders and assists with driving the delivery of the solution or report to business. Effective story telling using data and ability to communicate outcomes in a PowerPoint format/info graphics/excel etc.. Defines, scopes, and owns tasks/projects of a high complexity on an independent basis against business deliverables. Assist with all ad hoc requests through their life cycle. Understands the interdependencies between people, systems and business. Based on the understanding of the solution or report delivered, attempts to negotiate and influences business with the assistance of the Head of finance in the province. Management accounts/ Monthly reporting (PMT, FMT and Sales Tracker) Preparation of area, business centre, branch and AE level monthly financial reports with the relevant segmentation as necessary; Appropriate commentary for weekly leading indicator analysis for retail and business banking, graphic representations and analysis to provide insights and understanding towards emerging trends observed. Measures: Ability to explain the reports to stakeholders in line with a deep understanding of the data sources and business rules used in generating the reports Stakeholder feedback Ability to sign off on the quality of the reports as part of the month-end process based on understanding the expected views for the business unit/Province Governance Ensures adherence to governance standards defined within Measurement in order to minimise duplication whilst standardising processes. Consolidates FAIS reports regarding Training Data, Exam Data and Qualification Data (who has qualification and who has been enrolled on a learnership) for provincial Key Individual's are compiled. Keeps abreast of any future legislative and regulatory requirements that may impact measurement. Understand and comply with relevant policies, regulations and standard operating procedures. Understand and operate within defined standard operating procedures, internal processes, and policies. For example, adheres to the designated process for requesting data from MIS and measurement teams. Adhere to governance policies and compliance requirements. For example, protects sensitive data and does not distribute it externally. Pays attention to detail and complies with required standards. Measures: Adherence to the governance frameworks Adherence to risk and compliance requirements Accurate and timeous delivery of FAIS reporting General Ensures appropriate reporting using a standard format that is easily understood by business. Enhances the understanding of reported information through the use of standard definitions to be easily understood across all reporting formats. Ensures that problems in reporting or gaps in information are identified and together with the provincial data manager resolve. Extracts, collates and performs analysis of financial information from various sources and systems and reports on key business requirements. Optimises and streamlines existing procedures and system interactions to ensure improved turnaround time. Provides input to Retail and Business Banking to support the budget setting and forecasting processes. Gains knowledge and experience from area (including branches) and business centres in order to corroborate internal data with practical and observed input. Distributes insights/management information periodically (daily, weekly, monthly, quarterly or annually) through a structured reporting process to support business decision-making at the functional unit level. Proactively drives solutions for better business understanding. Assist with ad hoc requests from Product, Channel and other business partners. Delivery of financial and management reports of good quality, within agreed timelines that integrate key drivers across all areas, business centres, branches and segments; Accuracy and relevance of ad-hoc reports Adherence to deadlines Value added to business from ad-hoc requests and projects Proactive ability to initiate value added projects Positive feedback from internal stakeholders (area managers, business centre managers, branch managers, team leaders, Small Enterprise Managers, Private banking suite heads, Account Executives e.t.c.) through performance feedback Preferred Qualification and Experience Mathematical Sciences Honours Degree Information Studies Honours Degree Finance and Accounting Honours Degree Experience 5-7 Years Previous experience in working with customer and account level data across various products in a banking industry. Experience in working with SQL, writing SQL queries, developing BI reports and data mapping. Experience in working in a team which involves receiving input and delivering to multiple stakeholders. Experience in data analytics and generation of actionable insights in line with a sound understanding of leading and lagging measures required to drive outcomes. Knowledge/Technical Skills/Expertise Strategic planning and reporting Understanding IFRS Planning, Forecasting and budgeting Project Accounting Financial and Accounting Control Interpreting Financial Statements

Job Details Group Finance: budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors. Job Purpose The main purpose of this role will be to qualify as a Charted Accountant after completing your training contract over a period of 3 years. In doing so, the trainee accountant will be required to sign off competencies as prescribed by SAICA (South African Institute of Charted Accountants) whilst complying with the regulations as set out by SAICA. Key Responsibilities/Accountabilities On the job training within Financial Management, Accounting, Tax and Internal Audit gaining experience within various business units through a three - four month rotations, as well as attaining technical and professional skills. This will ensure that all the competencies that are required by SAICA are signed off in the three year article period. Preferred Qualification and Experience You'll need to have completed or be currently completing your Certificate in the Theory of Accounting (CTA) or equalivent from a recognised South African university accredited by the South African Institute of Chartered Accountants (SAICA). Either way, you will need to be a South African citizen. You need to be a good communicator and have good written and presentation skills, you also need to have strong Microsoft skills specifically Excel. Knowledge/Technical Skills/Expertise The following personal competencies are important: Ability to network and engage stakeholders Collaborative and team player Good attention to detail Time management Excellent communication skills, both written and verbal Adaptability Pro activity and taking initiative and action Professional Qualification Required 5

Introduction At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging problems? If so, lets talk. Your Role and Responsibilities Open Source Data & AI Contributor or Technical Leader At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets, invent, collaborate and not just to do something better, but to attempt things you've never thought possible. To lead in this new era of technology and solve some of the world's most challenging problems. The IBM Global Technology Services remote open source applications support mission is in the third wave of start-up mode”. Join us in what promises to be an incredible journey in helping customers transform their businesses onto open source projects. IBM's OSS Data & AI team is looking for hands-on technical experts with either deep admin and operations experience or open source contribution status in one of twenty open source products within the broad categories of Databases (NoSQL & SQL), Artificial Intelligence, Machine Learning or Big Data. Your Role and Responsibilities Act as technical resource and point of escalation for team members. Interact with the relevant Open Source Communities on behalf of clients and your interests Engage in identifying and resolving complex problems relating to installation, update, configuration, operations or performance. Present knowledge via articles, blogs and remote training. Required Professional and Technical Expertise 2 - 5 years experience submitting problem reports via github (or related open source community tool) to one or more of these (or similar) open source projects: Apache Cassandra, PostgreSQL, MongoDB, MariaDB, Apache CouchDB, Apache Hadoop Experience answering questions on a public support forum (community mailing list, web forum or Stack Overflow like forum) OR 4-7 years experience solving complex problems involving one or more of these (or similar) open source projects: Apache Cassandra, PostgreSQL, MongoDB, MariaDB, Apache CouchDB, Apache Hadoop Excellent Written and Verbal communication skills Nice to have An understanding of what it takes to migrate from proprietary to Open Source platforms Cloud integration experience 1 - 3 years leadership or Mentoring experience Required Technical and Professional Expertise N/A Preferred Technical and Professional Expertise N/A About Business Unit At Global Technology Services (GTS), we help our clients envision the future by offering end-to-end IT and technology support services, supported by an unmatched global delivery network. It's a unique blend of bold new ideas and client-first thinking. If you can restlessly reinvent yourself and solve problems in new ways, work on both technology and business projects, and ask, "What else is possible?" GTS is the place for you! Your Life @ IBM What matters to you when you're looking for your next career challenge? Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities - where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust - where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible. Impact. Inclusion. Infinite Experiences. Do your best work ever. About IBM IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries. Location Statement For additional information about location requirements, please discuss with the recruiter following submission of your application. Being You @ IBM IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Introduction At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging problems? If so, lets talk. Your Role and Responsibilities At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets, invent, collaborate and not just to do something better, but to attempt things you've never thought possible. To lead in this new era of technology and solve some of the world's most challenging problems. Join us in our second wave of what promises to be an incredible journey in helping customers transform their businesses onto open source projects. Currently the team works with IBM's clients driving resolution of technical issues with use and integration of Databases (NoSQL & SQL), Artificial Intelligence, Machine Learning and Big Data community projects in the enterprise. Your Role and Responsibilities Act as technical resource and point of escalation for team members. Interact with the relevant Open Source Communities on behalf of clients and your interests Engage in identifying and resolving complex problems relating to installation, update, configuration, operations or performance. Present knowledge via articles, blogs and remote training. Required Professional and Technical Expertise Experience collaborating (support forums, mailing lists or code) with ONE or more of these open source projects: Apache Cassandra, Hadoop, Redis, MongoDB, Machine Learning, PostgreSQL, MariaDB, MySQL, Apache Spark, Galera Cluster, Apache CouchDB, OpenStack Database as a Service (Trove) Eagerness to learn and expand technical competencies regularly Flexible with change Excellent English communication skills Nice to have An understanding of what it takes to migrate from proprietary to Open Source platforms Experience answering questions on a public support forum Cloud integration experience Leadership experience Required Technical and Professional Expertise N/A Preferred Technical and Professional Expertise N/A About Business Unit At Global Technology Services (GTS), we help our clients envision the future by offering end-to-end IT and technology support services, supported by an unmatched global delivery network. It's a unique blend of bold new ideas and client-first thinking. If you can restlessly reinvent yourself and solve problems in new ways, work on both technology and business projects, and ask, "What else is possible?" GTS is the place for you! Your Life @ IBM What matters to you when you're looking for your next career challenge? Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities - where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust - where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible. Impact. Inclusion. Infinite Experiences. Do your best work ever. About IBM IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries. Location Statement For additional information about location requirements, please discuss with the recruiter following submission of your application. Being You @ IBM IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Job Details Finance: budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors. Job Purpose To provide the Card Portfolio with support and advice for financial management, financial accounting and management reporting for operational and impairment activities. Ownership and involvement in the calculation and the analysis of provisions on a monthly basis. This includes IFRS9 impairment calculation, understanding and driver investigation and commentary. This will entail liaising directly with the Card credit, product finance, MI and capital modelling team members. In addition support will be provided to the Senior Finance Manager - Credit Risk: Intuitive lending and customer management to the extent that detailed regional analysis and consolidated reporting are required. Furthermore this role supports the budgeting process at product level to ensure that appropriate forecasts with realistic outcomes have been projected. This will include the distribution of these forecasts to regional levels. Understand and complete capital credit risk reporting on a quarterly basis and engage with the relevant stakeholder on capital credit requirements. Ensure that this is aligned and congruent with the credit risk financial reporting. Working within a team to complete projects within agreed timelines, processes and procedures. Engage as an objective independent partner with both business and credit to ensure appropriate provisioning is in place for the portfolio risk and exposure Key Responsibilities/Accountabilities Preparation and review of monthly impairment provisions and book. Variance analysis and regular review of compliance with financial reporting framework. Resolution of queries on provisions and book balances. Unpack and ensure granular understanding of drivers of significant increase in credit risk, off balance sheet provisioning and forward looking projections. Engagement with the credit and capital modelling teams to understand driver updates and sources of the change in risk leading to these driver amendments as well as engagement with credit portfolio manager to ensure evidence in the data aligns with strategies deployed through origination and collection strategies. Calculate and evaluate modification adjustments required by the standard and identify optimising strategies that can be communicated with credit team to mitigate the impacts. Preparation and capture of monthly journals onto SAP (relating to provisions, unwinding of interest, modification entries and interest in suspense). Manage internal control environment including reconciliation of data between MI, Modelling, SAP and Bank Analyzer. Adept storytelling” to unpack monthly and annual movements in relation to actions taken rather than generic terms for purposes of monthly commentary and annual financial external reporting Prepare the commentary and present to credit, product and product finance. Engage with the Treasury and Capital Management team to unpack, understand and align capital reporting with credit finance expectations and reporting trends. Play a strong supporting and business partnering role to both the relevant Credit and Product Finance counterparts to ensure appropriate challenge, understanding guidance and proactive engagement is in place. Prepare and present Budget, Revised Estimate and Rolling Forecasts. Consideration of variations of drivers to predict bullish and bearish outlooks. Actively engage with credit to identify key potential challenges and concerns and proactively assess available actions to address these items. In all reporting described above, support should be provided to the regional reporting structure to unpack and understand regional performance by product and segment. This includes assessment of business quality and behaviour (NPL, EA, stage 1/2/3, significant increase in credit risk trends etc.) that may trigger varying performance. This will require a broader product credit overview and familiarity with finance (e.g. PMT) and Capital tool sets (e.g. Qlikview). Meeting Central and Group Finance deadlines and requirements with regards to the Budget and Revised estimates, Rolling forecasts and Management Reporting, including query resolution, on an individual and consolidated cost centre basis. This is applicable to provision shifts, significant increase in credit risk, forward looking, additional provisions and book balances. Engagement with external and internal auditors on IFRS9 impairment models/enhancements implemented during the year. Active understanding and involvement on existing credit impairment models as well as new models under development and identification of potential optimisations that support minimising model volatility while balance income statement return. Understanding of behavioural scorecards will also be essential under the new IFRS9 standard. Involvement, understanding and supporting the implementation of the new IFRS9 framework to facilitate optimal implementation and business understanding of implications. This will cover modelling, technical accounting issues, bank analyser developments (interest in suspense) and disclosures. Responsibility to ensure the finance and risk reporting is aligned to RDARR principles and appropriate attestations and controls are implemented and data steward awareness is in place. Preparation and presentation of Product, Exco and Card Portfolio review pack submissions. Preparation and presentation of Adhoc financial reporting requirements as and when required by Central Finance, Product Finance as well as the Business Credit teams. Coaching, mentoring and personal development where required of the junior members in the Card Risk Finance team. Focus to be placed on innovation, efficiencies and effectiveness in all processes that are implemented and identify opportunities to improve existing deliverables whether that be through enhanced utilisation of systems (e.g. Bank analyser), new ways of delivery (e.g. automate through MI) Preferred Qualification and Experience CA (SA) qualification or equivalent finance qualification Experience 5 years SAP and Banking experience Extensive knowledge of and high competence in Excel, Word, PowerPoint and SAP Knowledge/Technical Skills/Expertise Exceptional understanding of Accounting and Finance A sound knowledge of the Card environment and products The ability to build and maintain professional relationships with our internal and external customers. SAP Knowledge Experience of consolidation and reporting in a Finance environment Experience in forecasts and budgeting is required General financial administration Report writing

Job Details Finance: budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors. Job Purpose To be accountable for the finance function for Client Coverage Finance (Business Performance) which includes: Create financial insights into the establishment and the attainment of the financial objectives of the business unit as well as to ensure that suitable models, budgetary and performance measurements are in place. Creation & maintenance of relevant reports, presentations and reporting to stakeholders (consolidation at Client Coverage level). Develop Predictive financial models Develop advanced financial models essential for the preparation, analysis and forecasting of the financial results of the BU. Support the finance team in the creation of financial statements / information, management accounting analytics, business performance evaluation and forecasting to all relevant stakeholders Support the financial planning cycle Observe financial governance, systems, processes and controls. Key Responsibilities/Accountabilities Support the co-ordination of all financial management activities across Retail and Business Banking, provincial level Support the production of relevant and timely financial insights reporting across core products, sector and regions ensuring that information is meaningful in order to aid business decisions to improve financial performance. Co-ordinate & consolidate monthly reporting related issues for Client Coverage including provincial and area level Support the preparation and analysis of the financial results, identifying problem areas and potential for improvements - recommendation for improvements. Reviews financial performance, identifies opportunities for revenue enhancement / cost containment to maximise returns - drafting proposals for initiatives to improve bottom line. Creation of comprehensive financial management information to be furnished to stakeholders (i.e. Head: Business Performance). Business relationship management and interactions with business partners Supports projects, new initiatives and business cases that impact across the Provincial areas. Design and implementation of financial models Investigate transfer expenses from the Group to Client Coverage - to control costs across the provincial areas. Highlight strategic initiatives and key performance metrics - incorporate these into MI reports. Adherence to policies and controls in line with regulatory rules and Group Finance objectives. Conducts investigations and ad hoc requests from Group Finance and provincial teams in a timeous manner and manages stakeholder expectations appropriately. Supports change with the intent to add value and to facilitate the ongoing requirements of the business (new way of work initiatives). Adherence to appropriate measures and internal controls when performing tasks to control the quality of deliverables. Measures: Stakeholder feedback Availability and accuracy of MI Support budget and forecasting activities across provinces Support the planning, coordination and execution of Client Coverage at provincial level planning cycles taking into account business and Group Finance timelines and requirements. Develops accurate financial plans to be signed off by the Head Client Coverage. Support the creation of suitable planning, budgetary and performance measurement controls. Assessment of financial management across the provinces and Finance stakeholders. Preparation and analysis of annual budgets and revised estimates - providing the team with data to support this initiative. Measures: Provide accurate data to Finance managers at provincial levels to support Budgets and forecasts (to be delivered in line with business and Group Finance timeframes). Support Financial controls and reporting across Client Coverage Conducts monthly analysis and commentary on the financial statements. Reviews trends, control reports and supporting documentation to identify potential loss or breakdown of internal controls and provides recommends and advices the Head of Finance Client Coverage on corrective measures. Provision of data to be used to test the validity and appropriateness of rolled up transfer accounting charges. Provision of the underlying MI (where applicable) of cost allocations are correctly applied by checking reasonability of actual costs allocated against business key drivers. The creation of innovative controls, more efficient processing methods and methods of completing tasks for the Client Coverage provincial finance teams. Measures: Adherence to policy (to help the team achieve clean audits) Quality and efficiency of financial accounting and reporting data Support Regulatory environment across Client Coverage Support the Implementation of any financial regulatory changes that impacts Client Coverage - through the provision of accurate MI. Measures: Adherence to policy (to help the team achieve clean audits) Quality and efficiency of financial accounting and reporting data Support the External audit and reporting process Support the financial year-end process - these include the provision of data to facilitate the reconciliation of all general ledger accounts and preparation of financial statements. Support the preparation of the half year and year-end Financial Information Pack as input into group external reporting. Measures: Adherence to policy (to help the team achieve clean audits) Quality and timely delivery of financial accounting and reporting data Preferred Qualification and Experience Honours Degree Newly qualified CA (SA), alternatively Bcom Accounting/Management degree with at least 3 years relevant experience. Mathematics, Statistics, Actuarial, Engineering an advantage. 3-4 Years Previous experience in financial reporting, Strong IT skills, attention to detail, analytical, Innovative Knowledge/Technical Skills/Expertise Formulation of strategic initiatives Develop predictive models Development of Planning, Forecasting and Budgeting models Data preparation for Project, financial Accounting and providing insights into financial statements

Introduction At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging problems? If so, lets talk. Your Role and Responsibilities IBM seeks to hire a Technical Support Professional. We are looking for analytical puzzle solvers who thrive in a driven enterprise customer support environment. You can work both individually and as part of a motivated worldwide team to assist IBM customers to perform problem determination on the IBM Spectrum Protect (aka Tivoli Storage Manager) product. We are seeking demonstrated problem solvers with proven communication skills. In this position, debugging and analysis are performed via the telephone as well as electronically. Candidates must have the desire to wow customers, articulate solutions and options, and take the opportunity to interact with the end users, as well as the developers and sales teams to be a well rounded contributor. The challenge in this position is to able to interpret complex software problems that span across multiple client and server platforms including UNIX, Linux, Advanced Interactive Executive (AIX), and Windows. Knowledge of cloud, Storage Area Networks (SAN), network protocols, and storage devices is preferred. Hands on experience with storage virtualization is a plus. Multilingual capabilities are an asset. Candidates must be flexible in schedule and availability. If you are self motivated and collaborative, join us and prepare to learn. IBM's client Software Support Specialists are required to deliver post sales Remote Technical Software Support Services in English Responding to client queries and providing remote technical software support in a timely manner. Maintaining highest client satisfaction and relationships even in severe and pressurized situations. Interacting with client and IBM functions consistently until problem solution. Performing problem management and end-to-end problem ownership by analyzing problems/situations and understanding problem impact on client business. Employing IBM's standard support delivery methodologies and tools. Logging all related activities for each customer query and handling client data securely. Performing in international software support delivery processes and environments. Review diagnostic information to assist in isolation of a problem cause (which could include, assistance interpreting traces and dumps). Identify known defects and fixes to resolve problems. Provide assistance on supported product known defects for which available corrective service information and program fixes are available. Identify suspected defects and engage development teams to assist in resolution. Provide assistance with questions regarding product documentation related to the supported products Interpret online manuals regarding IBM code and application interfaces. Collaborate with other support centers and business units to provide seamless problem resolution. Demonstrate proficiency in the software platform supported by maintaining applicable technical certifications. Provide technical support service delivery within established guidelines; demonstrating soft skills and technical skills that contribute to client satisfaction. Demonstrate excellent English oral and written communication skills. This is a shift work position. The resource will work in US time zone shifts in our Egypt office which is based in Smart Village. Required Technical and Professional Expertise - Fluency in English; written and oral - Bachelors Degree; Computer Science or Software Engineering preferred - Basic knowledge of Operating Systems (UNIX, Linux, Windows); Experienced/Advanced usage preferred but not required. - Basic knowledge of storage devices and peripherals; Experienced/Advanced usage preferred but not required. - Basic knowledge of databases ex: DB2 ..etc - Flexibility to work in Shifts (US time zone shift) Preferred Technical and Professional Expertise It's recommended to have IBM badges In different levels ( Explorer, Innovator & New Collar ) from Digital Nation Africa : https://developer.ibm.com/digitalnation/africa/badges/ “ About Business Unit At Global Technology Services (GTS), we help our clients envision the future by offering end-to-end IT and technology support services, supported by an unmatched global delivery network. It's a unique blend of bold new ideas and client-first thinking. If you can restlessly reinvent yourself and solve problems in new ways, work on both technology and business projects, and ask, "What else is possible?" GTS is the place for you! Your Life @ IBM What matters to you when you're looking for your next career challenge? Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities - where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust - where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible. Impact. Inclusion. Infinite Experiences. Do your best work ever. About IBM IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries. Location Statement For additional information about location requirements, please discuss with the recruiter following submission of your application. Being You @ IBM IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Introduction At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging problems? If so, lets talk. Your Role and Responsibilities IBM seeks to hire a Technical Support Professional. We are looking for analytical puzzle solvers who thrive in a driven enterprise customer support environment. You can work both individually and as part of a motivated worldwide team to assist IBM customers to perform problem determination on the IBM Spectrum Protect (aka Tivoli Storage Manager) product. We are seeking demonstrated problem solvers with proven communication skills. In this position, debugging and analysis are performed via the telephone as well as electronically. Candidates must have the desire to wow customers, articulate solutions and options, and take the opportunity to interact with the end users, as well as the developers and sales teams to be a well rounded contributor. The challenge in this position is to able to interpret complex software problems that span across multiple client and server platforms including UNIX, Linux, Advanced Interactive Executive (AIX), and Windows. Knowledge of cloud, Storage Area Networks (SAN), network protocols, and storage devices is preferred. Hands on experience with storage virtualization is a plus. Multilingual capabilities are an asset. Candidates must be flexible in schedule and availability. If you are self motivated and collaborative, join us and prepare to learn. IBM's client Software Support Specialists are required to deliver post sales Remote Technical Software Support Services in English Responding to client queries and providing remote technical software support in a timely manner. Maintaining highest client satisfaction and relationships even in severe and pressurized situations. Interacting with client and IBM functions consistently until problem solution. Performing problem management and end-to-end problem ownership by analyzing problems/situations and understanding problem impact on client business. Employing IBM's standard support delivery methodologies and tools. Logging all related activities for each customer query and handling client data securely. Performing in international software support delivery processes and environments. Review diagnostic information to assist in isolation of a problem cause (which could include, assistance interpreting traces and dumps). Identify known defects and fixes to resolve problems. Provide assistance on supported product known defects for which available corrective service information and program fixes are available. Identify suspected defects and engage development teams to assist in resolution. Provide assistance with questions regarding product documentation related to the supported products Interpret online manuals regarding IBM code and application interfaces. Collaborate with other support centers and business units to provide seamless problem resolution. Demonstrate proficiency in the software platform supported by maintaining applicable technical certifications. Provide technical support service delivery within established guidelines; demonstrating soft skills and technical skills that contribute to client satisfaction. Demonstrate excellent English oral and written communication skills. This is a shift work position. The resource will work in US time zone shifts in our Egypt office which is based in Smart Village. Required Technical and Professional Expertise - Fluency in English; written and oral - Bachelors Degree; Computer Science or Software Engineering preferred - Basic knowledge of Operating Systems (UNIX, Linux, Windows); Experienced/Advanced usage preferred but not required. - Basic knowledge of storage devices and peripherals; Experienced/Advanced usage preferred but not required. - Basic knowledge of databases ex: DB2 ..etc - Flexibility to work in Shifts (US time zone shift) Preferred Technical and Professional Expertise It's recommended to have IBM badges In different levels ( Explorer, Innovator & New Collar ) from Digital Nation Africa : https://developer.ibm.com/digitalnation/africa/badges/ “ About Business Unit At Global Technology Services (GTS), we help our clients envision the future by offering end-to-end IT and technology support services, supported by an unmatched global delivery network. It's a unique blend of bold new ideas and client-first thinking. If you can restlessly reinvent yourself and solve problems in new ways, work on both technology and business projects, and ask, "What else is possible?" GTS is the place for you! Your Life @ IBM What matters to you when you're looking for your next career challenge? Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities - where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust - where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible. Impact. Inclusion. Infinite Experiences. Do your best work ever. About IBM IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries. Location Statement For additional information about location requirements, please discuss with the recruiter following submission of your application. Being You @ IBM IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Introduction At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging problems? If so, lets talk. Your Role and Responsibilities Open Source Container Software Contributor or Technical Leader At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets, invent, collaborate and not just to do something better, but to attempt things you've never thought possible. To lead in this new era of technology and solve some of the world's most challenging problems. The IBM Global Technology Services remote open source container and configuration management support mission is in the third wave of start-up mode”. Join us in what promises to be an incredible journey in helping customers transform their businesses onto open source projects.IBM's OSS Container & Config Management team is looking for hands-on technical experts with either deep admin and operations experience or open source contribution status in one of eighty projects within the broad categories of Containers, System Management and Platform components. Your Role and Responsibilities Act as technical resource and point of escalation for team members. Interact with the relevant Open Source Communities on behalf of clients and your interests Engage in identifying and resolving complex problems relating to installation, update, configuration, operations or performance. Present knowledge via articles, blogs and remote training. Required Professional and Technical Expertise 2 -5 years experience submitting problem reports via github to one or more of these (or similar) open source projects: Elasticsearch, Kubernetes, OpenStack, Ceph, Ansible, Debian, Grafana, Prometheus. Experience answering questions on a public support forum (community mailing list, web forum or Stack Overflow like forum) OR 4 - 7 years experience Solving complex problems involving one or more of these (or similar) open source projects: Elasticsearch, Kubernetes, OpenStack, Ceph, Ansible, Debian, Grafana, Prometheus. Excellent Written and Verbal communication skills Nice to have An understanding of what it takes to migrate from proprietary to Open Source platforms Cloud integration experience 1 - 3 years Leadership experience Required Technical and Professional Expertise N/A Preferred Technical and Professional Expertise N/A About Business Unit At Global Technology Services (GTS), we help our clients envision the future by offering end-to-end IT and technology support services, supported by an unmatched global delivery network. It's a unique blend of bold new ideas and client-first thinking. If you can restlessly reinvent yourself and solve problems in new ways, work on both technology and business projects, and ask, "What else is possible?" GTS is the place for you! Your Life @ IBM What matters to you when you're looking for your next career challenge? Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities - where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust - where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible. Impact. Inclusion. Infinite Experiences. Do your best work ever. About IBM IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries. Location Statement For additional information about location requirements, please discuss with the recruiter following submission of your application. Being You @ IBM IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Introduction At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets. To invent. To collaborate. Not just to do something better, but to attempt things you've never thought possible. Are you ready to lead in this new era of technology and solve some of the world's most challenging problems? If so, lets talk. Your Role and Responsibilities Open Source Business Applications Contributor or Technical Leader At IBM, work is more than a job - it's a calling: To build. To design. To code. To consult. To think along with clients and sell. To make markets, invent, collaborate and not just to do something better, but to attempt things you've never thought possible. To lead in this new era of technology and solve some of the world's most challenging problems. The IBM Global Technology Services remote open source applications support mission is in the third wave of start-up mode”. Join us in what promises to be an incredible journey in helping customers transform their businesses onto open source projects.IBM's OSS Business Applications team is looking for hands-on technical experts with either deep admin and operations experience or open source contribution status in one of sixty projects within the broad categories of Application Platforms, Integration, Web Services, Software Programming or Application Messaging. Your Role and Responsibilities Act as technical resource and point of escalation for team members. Interact with the relevant Open Source Communities on behalf of clients and your interests Engage in identifying and resolving complex problems relating to installation, update, configuration, operations or performance. Present knowledge via articles, blogs and remote training. Required Professional and Technical Expertise 2 - 5 years experience submitting problem reports via github to one or more of these (or similar) open source projects: Apache Tomcat, Apache Kafka, OpenJDK, Spring Framework, WildFly, Nginx, Node.js, Apache ActiveMQ, Apache Commons, Apache Camel, Python Experience answering questions on a public support forum (community mailing list, web forum or Stack Overflow like forum). OR 4 - 7 years experience solving complex problems involving one or more of these (or similar) open source projects: Apache Tomcat, Apache Kafka, OpenJDK, Spring Framework, WildFly, Nginx, Node.js, Apache ActiveMQ, Apache Commons, Apache Camel, Python Excellent Written and Verbal communication skills Nice to have An understanding of what it takes to migrate from proprietary to Open Source platforms Cloud integration experience 1 - 3 years Leadership experience Required Technical and Professional Expertise N/A Preferred Technical and Professional Expertise N/A About Business Unit At Global Technology Services (GTS), we help our clients envision the future by offering end-to-end IT and technology support services, supported by an unmatched global delivery network. It's a unique blend of bold new ideas and client-first thinking. If you can restlessly reinvent yourself and solve problems in new ways, work on both technology and business projects, and ask, "What else is possible?" GTS is the place for you! Your Life @ IBM What matters to you when you're looking for your next career challenge? Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities - where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust - where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible. Impact. Inclusion. Infinite Experiences. Do your best work ever. About IBM IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries. Location Statement For additional information about location requirements, please discuss with the recruiter following submission of your application. Being You @ IBM IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

Introduction Founded in 1912, Fraser Alexander has grown from humble beginnings to become a key player in the South African mining industry and in selected global locations. Fraser Alexander is a leading supplier of Mining services which include: Minerals Processing, Construction and Tailings. A solid and well respected brand in the mining services area is looking to attract key talents to add to its existing pool of highly sought after professionals. Specification This position exists to ensure that all rigging task based on, installation, maintenance /repairs/replacement of all equipment is done safe and efficient. This role requires a lot of complex and specialised lifting skills and experience a is a very scarce trade. Health and Safety How to wear correct PPE Attend pre-shift meetings Report unsafe conditions and -behavior Adhere to FAMP and client policies and procedures Always behave safe Maintenance Services Implement maintenance schedules Maintenance of All lifting tackle Maintainsrepairs all rigging equipment Conduct plant inspection on all key lifting equipment installations Identifies and prioritise equipment in need of maintenance/repairs & certification Plans down time for repairs/maintenance & project work Plans for material and men to assist Inform foreman with day to day tasks Do risk assessment/study procedures Do complex lifting plans Do repairs/maintenance Technical Responsibilities Perform pre-engineering studies in order to undertake rigging activities Perform rope splicing Mobile crane inspection and maintenance coordination Plan, organise and control the erection, alteration and dismantling of load-bearing scaffolding Determine lifting, moving and rigging requirements Inspect rigging equipment for any defects before using it for rigging purposes Sling complex loads and communicate during crane operations Legal inspections and log books Strong leadership and coordination skills Coach and assist co-workers Requirements QUALIFICATIONS Grade 12 N3 Engineering Certificate Trade Test Rigging EXPERIENCE Minimum 6 years working experience as a Rigger in Mining and Construction Leanership/apprenticeship as a Rigger SKILLS, QUALITIES AND ABILITIES Planning Coordinating Decision making skills Problem solving skills Communication skills (Written and verbal) Able to plan and execute complex rigging tasks