30 jobs found in rosebank

Job Details Executive & Support,PBB Job Purpose To drive the delivery of the PBB Africa Regions (AR) strategy across an allocated region and its countries. To ensure alignment between the PBB AR strategy and country PBB strategy across the allocated region. To be accountable for the overall performance (i.e. financial, risk and people) of PBB across the allocated region. To identify new market opportunities within current and outside of existing footprint. Key Responsibilities/Accountabilities Grow Customer Base: Provides input into the development of the PBB AR strategy based on regional and country knowledge. Drives implementation of the PBB AR strategy within allocated region and coordinates across the value chain for PBB in consideration of the market opportunities within the specific countries. This includes the alignment to the customer acquisition strategy and monitors adoption in countries, and coordinates interplay across all business lines (i.e. CIB, Wealth) for PBB clients in order to achieve the following outcomes: Customer growth Return on Equity Favourable JAWS ratio Improvement in Cost to Income ratio Headline Earnings Reviews and agrees to PBB AR strategy customisation requests, based on specific country requirements. Responsible for providing guidance on country specific business plans, objectives, policies and implementation of tactical solutions. Provides input into the development of the PBB AR toolbox - for example, guidelines on client centric solutions and segmentation, operating models for all countries, learning framework, minimum standards to adhere to regulatory landscape, minimum standards, risk appetite, credit disciplines, best practice, mandates, delegation of authority, guidelines for pricing trade-off decisions, etc. Monitors adherence to the toolbox within countries for allocated region. Together with country and PBB AR Risk develops the client risk appetite framework aligned to PBB AR minimum standards and ensures there's alignment between Risk and business for countries. Keeps abreast of industry trends and macro challenges and guides countries accordingly. Accountable for PBB franchise portfolio oversight across allocated region. Enables implementation of the strategy through skills transfer, coaching and where necessary provides subject matter expertise for deal complexity. Ensures the implementation and adoption of all client journey work as it relates to countries in the allocated region. Drives excellent consistent customer experience as gauged through the Net Promoter Score. People Practices: Provides input into the Human Capital People Plan for PBB AR in alignment with PBB AR Human Capital. Identifies current and potential employee skill requirements in consultation with the PBB AR Human Capital function. In consultation with CE: PBB AR, defines and approves the recruitment, reward and termination of Country Head, PBB and critical roles in consultation with the PBB AR Human Capital function; Country CE and Country Head, PBB (where relevant). In conjunction with PBB AR Human Capital, ensures the development and implementation of the HC Toolbox (e.g. succession planning, talent development, performance management). Determines and guides performance and associated award in consultation with PBB AR Human Capital, and in alignment with SBG guidelines. Ensures alignment to the PBB AR Human Capital standards with regards to all employee-related matters. Provides input to talent strategy developed by PBB AR Human Capital. Mobilises employees in allocated region and AR head office environment in order to fulfil the bank's objectives regarding customer service; sales; people management and engagement; transformation; risk and compliance. Risk Management: Provides input into the PBB AR risk framework and governance based on regional and country knowledge. Drives implementation of the approved PBB AR Risk framework and governance together with the Country Head, PBB. Responsible for risk management across the value chain for countries within allocated region (e.g. operational and credit risk, cybersecurity risk) in alignment with PBB AR Risk. Monitors and ensures adherence to risk framework, appetite, risk control procedures, governance and risk and conduct toolbox. Oversees the development and monitoring of risk forecast models across countries in allocated region in conjunction with PBB AR Risk. Monitors adherence to the PBB operational risk assessment standards and drives closure of all remediation actions. Drives satisfactory audits through Country Heads of PBB and ensures that there are no repeat unsatisfactory audits as gauged by operational losses - retains oversight of all risk and remediation matters relating to allocated region. Financial Performance Management: Defines the financial outcomes required in conjunction with countries i.e. Country CE and Country Head, PBB, and approves financial budgets in line with PBB AR requirements. Accountable for and owns the income statement and financial outcomes for allocated region and countries. Monitors implementation of agreed financial outcomes across allocated region and countries and ensures that countries define and implement remedial actions. Retains oversight of financial and non-financial metrics (e.g. number of customer defaults, net promoter score, branch network footprint, etc.) across allocated region. Social Responsibility: Provides input into social, economic and environmental initiatives for the PBB AR strategy, culture and ways of working (e.g. financial inclusion, job creation and enterprise development, infrastructure, Africa trade and investment, education skills and development, and employee development training). Preferred Qualification and Experience Minimum Qualification: Masters Degree -Field of study: Business Commerce A post graduate qualification e.g. Chartered Accountant or MBA. More than 10 years Experience in managing large business units with income statement and balance sheet accountability. Experience with banking / financial industry products and services. Experience with managing diverse geographically dispersed teams in AR will be an advantage. Experience in functioning at corporate executive level. Direct Reports: 4-10 Indirect Reports: +51 Knowledge/Technical Skills/Expertise Effective business communication Filtering Core Issues and Patterns Risk Response Strategy Risk/ Reward Thinking Risk Reporting Economic Capital Management

Job Details Operations: a range of essential and complex services to ensure processes across the bank work as effectively and efficiently as possible Job Purpose The role of the Transaction Manager is to co-ordinate the end to end transaction process supporting CFS Investment Banking Products in conjunction with various stakeholders (both internal and external to the bank) with a specific focus on deal closing, facility origination, ongoing facility administration, collateral and document management. Key Responsibilities/Accountabilities The CFS TM role includes the following key responsibilities:Once draft legal agreements or Term Sheet become available, ensure that the transaction being negotiated can be facilitated on the bank's systems with minimal manual intervention and can be administered within the bank's existing operational capabilities.For deals yet to reach financial close, or, after a deal handover, thoroughly read through the latest available credit paper related to that transaction to gain an understanding of the deal.Coordinate the Financial Close process for new deals and for refinancings/restructures of existing deals:Create and update the Conditions Precedent (CP) Checklist (where applicable); Actively monitor the progress of the fulfilment of the CP's; Regularly provide updated CP checklists to Credit; Prepare and obtain sign off of the Deal Closing Memo Obtain internal sign off of financial close from Business, Credit and Legal; Coordinate the sign off of the CP Satisfaction Letter; where applicable Load the CP Checklist; CP Satisfaction letter; Internal sign offs of financial close from Credit, Business and Legal onto DMS; Finalise funding for the overall transaction with Money Markets for all match funded deals; Ensure that the client is loaded on ACBS. If not, once KYC has been obtained, send instruction to the Ops Ref Data team to upload client on to ACBS. Ensure required exchange control approvals are in place for all new deals, refinancings, amendments or extensions to existing deals.After thorough perusal of the transaction finance documents, originate all facilities on ACBS at Financial Close or at document signature date and ensure that the transaction on ACBS reflects the transaction structure as per the legal agreements including the following (where applicable):Fee Accrual schedules; ACBS Covenant reminders, as applicable.Coordinate the Conditions Subsequent (CS's) collection process:Prepare a CS checklist (where applicable); Ensure that all CS's are fulfilled by their agreed upon dates; and Ensure that any further waivers of CS's are approved by Credit and Business.For all new deals, refinancings of existing deals and any secondary distributions, ensure receipt of copies of all Legal Agreements, CP documents (including CS's where applicable) credit papers and authority soughts and upload these onto DMS.Collateral Management:Ensure that electronic copies of all Finance and Security Agreements as well as originals of all underlying Security Instruments (unless these are to be held by a Security or Facility Agent), leagal opinions, resolutions and the internal legal sign off of Financial Close are lodged with the Collateral Management team; Obtain confirmation of receipt by the Collateral Management team of all documentation sent to them; Proactively follow up on all outstanding items as per the monthly outstanding items spreadsheet relating to Collateral and Legal distributed by the Collateral Management team; Update the share cover monitoring spreadsheet on a daily basis and highlight any breaches to Business and Credit.Provide a comprehensive handover of all new deals as well as amendments/refinancings of existing deals to the Loans Admin and Product Control teams:Provide a copy of the Deal Closing Memo to Loans Admin and Product Control ; Set up a meeting with Loans Admin to discuss the Deal Closing Memo; Send copies of the executed Facility Agreement and final Credit Paper to the assigned Loans Administrator; Ensure that Product Control are aware of all foreign currency and ZAR upfront fees being invoiced prior to Financial Close including any ZAR commitment fees that they may need to manually invoiced post Financial Close.Instruct Initial and Subsequent Facility Utilisations:Ensure that all CP's to utilisation have been met or waived by Credit (if applicable); Ensure KYC compliance prior to instructing payaway; Advise Credit and Business of all subsequent utilisations; Ensure all utilisations are within agreed Facility Limits; Book funding for all utilisations of any match funded deals with Money Markets; Ensure SSI's are loaded and linked for ZAR deals; Complete a Banking Authority Template for all utilisations; Forward the Banking Authority Template to Loans Admin prior to agreed processing cut off times; For syndicated deals, ensure that the rates quoted by money Markets agree to the rates quoted by the Facility Agent.Monitor monthly LGD's and PD's from those agreed at Financial Close against those as depicted in the monthly RCC data. Highlight any variations to Business and Credit as well as TMU's Collateral Steerco representatives.Co-ordinate the submission of league tables (if applicable).Ongoing deal management on ACBS:Ensure facility limits are maintained in line with the agreements; Final Maturity Dates are correct; Availability Period end dates are correct; Unutilised facility balances are cancelled at Availability Period end dates.Manage all expiring facilities on ACBS:Identify all expiring facilities per the daily Facility Master Repor; Where facilities are to be extended, extend the final maturity date on ACBS as per the executed amended legal agreements; Should executed amended legal agreements not be available prior to the initial expiration date on ACBS, obtain Credit Approval to extend the final maturity date on ACBS to an interim date until such time as amended executed legal agreements are available and book funding accordingly.Actively manage deal covenants via ACBS generated Covenant Master Tracking report and update all covenants on ACBS as applicable.Follow up and manage outstanding fees and the recovery thereof in conjunction with Product Control and Loans Admin:Review and follow up on all outstandings as per the monthly debtors age analysis as distributed by Product Control; Follow up and resolve all overdue items reflecting on the Past Due Report as distributed by Loans Admin.Raise any known risks and concerns on deals being managed to Credit and Front Office.Submit revised capital repayment profiles to Loans Admin for loans that are to be consolidated at rate reset dates and for loans that have been refinanced.Obtain annual Credit Review Papers from Credit and perform a thorough read through before loading onto DMS.Coordinate and conclude the Secondary Sales Process for the Distribution Team for any assets that are sub participated or sold down to another Buyer.Coordinate the early prepayment of any facilities with Loans Admin, Business, Money Markets and Credit including finalising Breakage Costs (if any).Advise Product Control to recognise any fees that are still being amortised for any deals prepaid before their final maturity date.For bi-lateral deals, coordinate the return of security to the Borrower upon final repayment of the facility and advise the Collateral Management team to mark the deal as obsolete on STOC.Cancel all facilities that are fully repaid on ACBS and DMS and inform Credit to do the same on Adaptive.Ensure Client Coverage is made aware of all impending and existing clients whose KYC status is non-compliant by perusing all KYC lists which are electronically circulated. This would especially apply to deals which are not yet fully drawn.Resolve deal specific queries, including queries from internal and external auditors.Assist with any specific BU projects that may require the assistance of TMU e.g. providing MI, performing a business analysis or testing of any existing or new systems.Attend TMU meetings, Business WIP meetings, IBO Townhall sessions, Business off-sites and client meetings (if possible).Complete Personal Development Plans on an annual basis and update these regularly as and when applicable. Set up regular meetings with line manager to discuss progress.Adhere to all regulatory and compliance requirements.Adopt the SBG PACT values at all times:Purposeful Collaboration:Attend and participate in team, IBO and BU meetings. Actively engage with all internal stakeholders such as Business, Loans Admin, Product Control, Credit, Collateral, etc. Ask questions and challenge the status quo. Willingly share knowledge with fellow TM's.Active Recognition:Utilise the Beyond Excellence program to nominate colleagues who have performed well.Candid Engagement:Actively engage with Line Managers in performance feedback sessions. Raise issues and concerns with Management and/or Human Capital.Total Accountability:Take full ownership and responsibility for your deals throughout the deal life cycle. Preferred Qualification and Experience Qualifications Minimum qualifications Undergraduate degree in Commerce, Business Science or equivalent tertiary education.FAIS compliant Yes / No Preferred Experience Experience within a Transaction Management or equivalent Middle Office environment; orExperience within a Finance Team; orExperience within an Internal Audit team; orExperience as a Credit Manager; orCompletion of Articles with a bank or auditing firm. Knowledge/Technical Skills/Expertise Financial and numerical skillsRisk ManagementProject ManagementComputer LiteracyAbility to understand and interpret legal documents

Introduction The above position has become available for our West Coast Garden Centre. The purpose of this role will be to maximize the sales of the Company's range of horticultural products , ensuring that the products are effectively displayed and customers are assisted in a helpful and friendly manner, offering expert horticultural advice as and when required. Assume overall responsibility of product quality in the outdoor area appointed to: Specification Ensures that customers are attended to promptly and professionally, are assisted in a helpful and friendly manner, and that they have access to any advice or information they may require at all times. Upsell and cross-sell to customers and inform them about promotions and seasonal stock in order to maximise sales. Partake in promotions that require horticultural expertise. Identify problems such as diseases, weeds and insect pests in the outdoor area as well upon customer request. Ensure that all plants are correctly priced, labelled with botanical names and descriptions. Ensure that products on display are neatly and attractively arranged and not shop-soiled. Ensure that all plants for sale are regularly fed, watered, pruned and staked when necessary and are maintained in the highest quality. Requirements Horticulture or related diploma or degree or minimum two years relevant retail nursery sales experience Knowledge of customer service principles and practices

Job Details Risk Management: understanding all risks - from the economic to the political - that could affect our global business, and offering guidance to all parts of the bank Job Purpose Reports to the Head of Regulatory Operations, regarding the management of the total portfolio of potential and existing non-performing loans for Personal and Business Lending, Vehicle and Asset Finance (VAF), Card and Home Loans. To control and improve provision adequacy, collections, system developments, legal costs and collection strategies through the introduction of best practice and maintaining appropriate and uniform collections policies and practices across all portfolios. To provide assistance to our business partners on deteriorating risk accounts, to prevent such accounts from becoming non-performing loans. To ensure that staff are competent and trained and that the correct culture and leadership qualities are introduced and maintained. Key Responsibilities/Accountabilities Operational Effectiveness Assumes full responsibility and accountability of the total portfolio of potential and existing non-performing loans under the control of the Deceased Estates & Insolvencies Department. Accountable for collection rates to be maintained at an agreed percentage of gross monthly average assets under management. Ongoing communication with Managers, Team Leaders and staff regarding the need to ensure continual compliance. Monitors, manages and controls within budget or alternatively agreed guidelines: Provision adequacy; Collections; Outsourcing and Operational expenditures Introduces and maintains new collection strategies and campaigns. Ensures that Managers, Team Leaders and staff, at all times, are skilled and training is constantly receiving attention. Controls and maintains management information. Liaises with business partners on developments within all portfolios product and their needs. Attends to all escalated matters. Attends to any ad-hoc functions. Financial Ensures that the age of the book is in line with the required time value of money and KPI's set. Ensures Departmental Targets are met and exceeded. Ensures that there are no counter claims against the Bank in respect of any matter. Authorizes write offs in the event of a shortfall. Monitors the legal costs charged by the panel attorneys and ensures payment of the invoices within the agreed turnaround times Risk and Compliance Ensures compliance with agreed levels of authority for own area and with all applicable laws, regulations, group policies and procedures Checks for risk implications and in need, refer to fraud Keep abreast with new policies and procedures at all times Complies with statutory, regulatory and supervisory requirements, to protect the reputation of the Group and to avoid legal action / sanction in respect of regulatory compliance matters. Maintains high ethical standards to prevent market abuse. Reports any breaches and exposures to the business unit head and/or the division's Regulatory Compliance Officer. Adheres to credit policies and procedures People management Responsible for inspiring, motivating, leading and managing the deceased estates and insolvencies department Responsible for the recruitment, development and retention of relevant skills in order to meet the business needs • Ensures the effective selection of staff by matching the skills and competencies to the requirements of the job. • Ensures skills assessments and competency-based training takes place as and when required • Builds organisational capabilities through evaluating likely future requirements and ensuring that individuals are provided with the best possible development opportunities in line with these • Creates an environment in which learning and development are emphasised and valued • Takes personal responsibility for coaching and mentoring others • Effectively delegates authority and responsibility, in line with business objectives, to ensure the empowerment, motivation and effectiveness of all direct and indirect reports • Promotes a culture where the values of the Bank are seen to be ‘alive' • Ensures the implementation of the leadership promise engagement • Encourages team members to express their views, resolves issues raised by the team, escalates issues if required, and provides feedback to teams on an ongoing basis. • Develops and maintains an open communication channel with direct reports and supports staff to foster greater co-operation and teamwork • Monitors and manages the performance and development of staff within the area. This includes regular one-on-one feedback sessions, conducting mid-year and final performance appraisals, as well as the moderation and relative distribution of all appraisals for the deceased estates and insolvencies department. • Drives the Talent Review Sessions and succession planning, in conjunction with Human Resources • Ensures staff are appropriately and consistently rewarded and recognised for their achievements and outputs • Ensures that disciplinary action and grievances are addressed and aligned to the Standard Bank policies and procedures Key performance measure • Optimises collections in the department • Manages age of matters within agreed timelines • Effective people management • Adheres to regulatory requirements • Reviews and maintains process/systems that will optimise efficiencies and effectiveness • Managing costs within agreed budget Preferred Qualification and Experience • LLB degree • Aipsa Insolvency Diploma • 5 years' experience in collection/recoveries to provide a broad based understanding of the various business units. • An intimate knowledge and experience of managing staff in a large operation with manual and automated processes functioning in parallel across the customer service value chain in a production and/or a financial services industry. Knowledge/Technical Skills/Expertise • Computer literacy (ie MS Office, Credit systems ie Siccs, Cacs, NT2000, OS2, CDDS, TCS) • Insolvency Act • Administration of Estates Act • Companies Act 71 of 2008 • Civil Procedure • Basic Conveyancing knowledge • Sound knowledge of the banking products and credit • Understands and working knowledge of credit systems • Good knowledge of debt collections, legal actions, and insolvency processes • Good knowledge of collateral / securities and the realisation thereof. • Intermediate branch network knowledge. • Good knowledge of the control of bad debts and laid down criteria in respect of law costs, interest in suspense, notional interest, routine and accounting procedures • Understands the Code of Banking practice and branch accounting systems and procedures

Job Details Transactional Products & Services; This team is constantly working to extend our service capability and product range, consolidating our operations in established markets while expanding and extending in emerging markets. We divide our core capabilities into three product groups - Investor Services, Transactional Banking and International Trade Services. Job Purpose To provide support and partner the Head of Investor Services in the management and oversight of risk and governance deliverables. This includes the documenting, tracking, coordination and reporting on business objectives and project management of key initiatives in the Investor Services business. Key Responsibilities/Accountabilities Monitor and track various Risk and Governance deliverables Coordination of the Business Risk Committee meetings, including: Co-ordinate meeting invitations to the required audience. Setting of agenda, tracking of submissions, take accountability in compiling of minutes and distribution. Act as a point of contact for all queries/requests relating to committees and meetings. Play an active role in the tracking of action items. Responsible for compilation of packs for meeting. Preparing and submitting reports to TPS and/or Group governance forums including TPS SA Govco and IS Group Govco; and tracking of action items to completion. Summarise submissions of information made for meetings and committees attended by the Head of the area. Coordinating internal and external audit process and requirements across the Investor Services team and track remedial actions emanating from the audits to completion. Coordinating, driving and reporting on risk and governance initiatives impacting the Investor Services business. Monitor risk type performance against available business KPI's. Coordinate & facilitate business continuity management for Investor Services Coordinate across Operational Risk, Credit Risk, Country Risk and Information IT Security Risk functions for implementation and delivery of relevant frameworks across Investor Services framework. Analysis and reporting on the business performance Understand income statement and balance sheet of the business and support the Head of cash management in planning/budgeting and tracking of performance. Analysis, monitoring and reporting on key revenue lines, key business drivers and key expense lines. Producing reports on performance of the business for EMT and other leadership forums. Assist with driving disciplined cost management across the business. Monitor losses and penalties arising from operational incidents and drive culture of reduced losses within threshold across the business. Co-ordinate and Manage Projects Co-ordinate all meetings relating to various projects being managed. Track progress made with projects against project timelines. Distribute information regarding projects to the relevant stakeholders as and when required. Act as the point of contract for all external providers. Prepare, Co-ordinate and Store Presentations Prepare presentations as and when required. Co-ordinate the information and inputs required from various stakeholders. Store and maintain content in the necessary storage point e.g. SharePoint /team site. Track versions of presentations as they are being prepared or revised. Client Engagement Oversee risk, audit and BCM responses to clients on due diligence questionnaires Present to clients on risk, audit and BCM responses at due diligence visits Attendance and representation at risk & audit committee meetings of pension fund clients as necessary for Investment Administration Partner with client team and clients to provide solutions on risk and audit requirements Preferred Qualification and Experience Qualifications Minimum qualification 1 Type of qualification: Honours Degree Field of study: Business CommercePreferred qualification 1 Type of qualification: Masters Degree Field of study: Business Commerce Experience Experience required 1 Job Function: Business Support Job Family: Years: 3-4 Years Experience Description: This role requires experience across a wide range of areas including but not limited to consulting, risk advisory, economic and financial risk advisory, risk operations for CIB, financial services knowledge including treasury and capital management, project management, business MI and reporting, administration, stakeholder management, finance, risk, and research. A successful track record within the Finance function.Experience required 2 Job Function: Risk Management Job Family: Risk Management Years: 3-4 Years Experience Description: Demonstrates knowledge and understanding of risk management methodologies, tools, governance structures and regulatory requirements for good management of risk. Demonstrates knowledge and understanding of risk management methodologies, tools, governance structures and regulatory requirements for good management of risk.Total number of years of experience: More than 5 years' experience in finance/risk function within TPS or similar environment. Knowledge/Technical Skills/Expertise Competency Label: Business Acumen Competency Description: Understand the Banking industry and the impact that the economic and regulatory environment have on the organisation. Application of this knowledge in the assessment of risks and recommend appropriate control and quality frameworks. Proficiency Level: SEASONED - Applies concepts without requiring supervision, able to provide technical guidance when requiredCompetency Label: Strategic Planning and Reporting Competency Description: Knowledge and understanding of the process and thinking required to formulate objectives and priorities and implement plans consistent with the long-term interests of the organisation in a global environment. The ability to identify and capitalise on opportunities and manage risks. Proficiency Level: ADVANCED - Mastered the concept, able to act independently, provides guidance and training to othersCompetency Label: Project Management Competency Description: Ability to plan, initiate, execute, control and close projects related to a relevant function Proficiency Level: SEASONED - Applies concepts without requiring supervision, able to provide technical guidance when requiredCompetency Label: Written communication Competency Description: Ability to express ideas by means of clear and effective writing, in order to support professional communication internally and externally to the Bank. Proficiency Level: ADVANCED - Mastered the concept, able to act independently, provides guidance and training to othersCompetency Label: Process Governance Competency Description: The ability to create mechanisms to ensure that designed processes are implemented correctly and that process changes are made thoughtfully, taking into consideration the impacts on people, other processes and technology. Proficiency Level: SEASONED - Applies concepts without requiring supervision, able to provide technical guidance when required

Job Details Marketing: defining, marketing and protecting the Standard Bank brand across our business - including specialist advice and activity for specific countries and business units. Job Purpose To create relevant and high quality multimedia creative solutions that meet business objectives and have impact with our clients while building our brand and driving commercial value. Key Responsibilities/Accountabilities Client: Engage collaboratively with Business, Marketing & Communication Managers and Studio resources in the development of creative ideas that enhance our creative solutions, exceeds customer expectations, enhance the Standard Bank image and reputation and creates business value. Provide advice and shape ideas as a subject matter expert in the field of design. Create multimedia solutions through the use of specialised and latest technologies in order to deliver on business objectives and drive distinctive client experiences. Integrate design trends and client insights into creative solutions that have impact at the speed of culture. Challenge current thinking and shape ideas of business in order to integrate design trends and best practice into creative solutions. Deliver creative multimedia solutions and projects on-time and within budget to deliver on business objectives and drive distinctive client experiences. Guide and advise business partners and account management about the creative process in order to foster stronger working relationships and produce exceptional creative solutions. Collaborate with Business stakeholders as well as with Marketing & Communication colleagues to conceptualise creative design solutions that can be translated across various media platforms. Independently create and execute multimedia content across various platforms that delivers on business objectives and drives distinctive client experiences. Collaborate with Business stakeholders as well as with Marketing People: Build and maintain effective relationships with both internal and external stakeholders in order to establish rapport and trust to be able to challenge and shape multimedia design options that build and enhance the image and brand of Standard Bank and realise the strategic objectives of the Bank. Strategy Develop a detailed understanding and interpretation of the strategies and challenges of a relevant portfolio of Business lines and/or Corporate Functions in order to effectively partner with stakeholders. Preferred Qualification and Experience A degree in Design Studies would be a minimum requirement for this role. A Graphic Design Diploma would be required as a minimum requirement for this role. 5-7 years experiene: Creative Multimedia Agency Design experience with creative development expertise would be a critical requirement forthis role. Knowledge/Technical Skills/Expertise Research & Information Gathering. Digital Media Applications. Effective Design

Job Details Marketing: defining, marketing and protecting the Standard Bank brand across our business - including specialist advice and activity for specific countries and business units. Job Purpose Delivers end-to-end creative solutions leveraging digital and multimedia capabilities. Takes a leading role on any outsourced creative requirements (seldom). Strategically assesses creative development opportunities and engages with all stakeholders in the value chain to proactively create out-of-the-box solutions to bring content to life across different formats. Research and report back to Studio on latest multimedia trends. Establishes standard processes and templates to guide a proactive creative and templated approach to day-to-day campaign management. Ability to manage technical skills and requirements. Will own proactive projects and coordinate end-to-end delivery on asset output. Key Responsibilities/Accountabilities Translate Standard Bank strategy and strategic insights into engaging multimedia content: Designs multimedia-based layouts, graphics, animation, video, sound and/or content. Photography of concept-based imagery. Creates concepts, designs, creates texture, animates, and builds as required.Develops visual graphic elements for external and internal projects, including but not limited to PowerPoints, fact sheets, support materials, communications materials, infographics, web design, web packaging. Attend video filming on locations and directs camera crews and other resources in terms of desired output. Expedites design assigned by the creative lead. Designs and builds interactive presentations and videos. Creates, coordinates, integrates, and selects content and design elements of major campaigns. Consults with Account Manager on publications and design needs. Proactively recommend design elements for written content within the studio. People and Compliance : Leads project teams, where required, on assigned multimedia projects which may include, but not limited to, storyboard development, video compositing, digital format conversion, filming, and/or sound editing and photography. Develops and recommends policies and procedures for the efficient organisation and operation of graphic communications. Represents the studio with internal and external stakeholders and vendors, as a representative to ascertain project requirements and specifications and ensure schedule, cost, and quality requirements are met. Provides for in-service training. Provides proactive guidance to stakeholders on multimedia related matters. Responsible for observing all laws, regulations, and other applicable obligations in all content production. Expected to work in a safe manner in accordance with established operating procedures and practices. Content Creation (and ways of working): Able to design to meet project timelines and budgets. Able to prioritise multiple, simultaneous design projects. Generates creative content assets that can be used bank-wide. Able to produce multimedia with flexibility and cooperation when faced with changing priorities to meet the needs of the Studio and organisation. Preferred Qualification and Experience Relevant Degree: 5-7 years experience: A two or four-year degree in Graphic Design or related field or comparable experience. Extensive computer software proficiency focusing on Adobe Creative Suite and Mac OS. High level of organisational skills and the ability to create excellent work within deadlines. Proactive thinker and self-starter - not one to wait for direction. Strong customer service skills. Ability to work in a team environment. Ability to multi-tasks. Professional communication skills, both written and verbal. Knowledge/Technical Skills/Expertise Video Production. Effective Design. Excellent presentation development and presentation skills. Print Production. Effective Branding Brand Management. Photography.

Introduction This position has become available for a creative and dynamic individual, who has a passion for retail, to join our team at the Starke Ayres Garden Centre in Cape Town (Rosebank). The successful candidate will assume full responsibility for the overall functioning and profitability of the Garden Centre Shop & Indoor plants section, by procuring high quality products which are effectively displayed, and providing customers with professional service. Specification Assists with the development of an Annual Sales and Expense Budgets relating to the Shop and Indoor plant sections and monitors the approved budgets on a monthly basis. Manage overall procurement and sales activities to ensure budgeted growth and gross profit margins are met. Monitors and controls purchases, quality, pricing, labelling, promotions and displays of all Shop and Indoor plants and products. Ensures that stock levels are maintained at acceptable levels at all times in line with seasonal requirements Assists with the planning and implementation of a roster for annual leave, overtime and weekend duties of staff Ensures that staff maintain a high level of customer service at all times. Ensures that customers are attended to promptly and professionally, are assisted in a helpful and friendly manner, and that they have access to any advice or information they may require at all times Procures stock in line with sales history and latest industry trends for Rosebank Shop and Indoor plant sections. Assumes full responsibility for the Rosebank Garden Centre as Duty Manager over Weekends or Public Holidays when required to do so by the Garden Centre General Manager. Stands in at Rosebank for the Garden Centre General Manager in his absence when requested to do so Requirements •Matric (A tertiary qualification in Retail Business Management ideal) At least 5 years' experience in a Retail Management role. •Excellent Computer skills (Excel)

Job Details Marketing: defining, marketing and protecting the Standard Bank brand across our business - including specialist advice and activity for specific countries and business units. Job Purpose To lead and drive the Digital Media Buying Function within Standard Bank to establish, manage and optimise digital media buying accounts, processes and reporting in order to enable a data driven marketing capability. Key Responsibilities/Accountabilities Client: Engage with external and approved digital media service providers to ensure alignment between Standard Bank, external agencies and vendors with regards to the internal requirements from the Bank. Coordinate activities and balance demand and supply to ensure focus and delivery on specific areas. Perform quality assurance on service provider deliverables to ensure adherence to the process and high quality of the required standards. Data: Establish the Digital Media Buying capability for the Standard Bank Group to ensure data integrity and media spent optimisation. The establishment of a digital media buying capability will provide insights to be used to influence the strategic objectives of the Bank. Financial Management: Liaise with the Finance and Procurement Functions to ensure the billing process is compliant with vendor and Standard Bank requirements. Propose and monitor media billing and buying processes with internal and external suppliers to ensure sound financial control and effective governance. People: Coach, up-skill and support the Digital Marketing teams on the preferred digital media buying process of Standard Bank to ensure a consistent and high quality process across the entire Bank. Document and optimise the digital media buying process to ensure best practices are incorporated. Monitor execution to ensure minimum standards are achieved. Provide support to the Digital Marketing and Marketing teams with competent digital media buying skills, templates, plans and other relevant supporting materials and documentation. Strategy Analyse and report on Digital Media spend to ensure optimal reach, conversions and engagement as key levers for the Marketing and Communications Function. Monitor and control optimal media buying technologies e.g. GMP is implemented and used correctly. Preferred Qualification and Experience Prefrerrably: A Bachelors degree or strong digital media training would be a minimum requirement for this job. 5-7 experience: Digital Media Buying skills and experience is a key requirement for this job. Good understanding of digital media and strategy. Experience within a large corporate organisation would be important. Experience of collaborating with multiple role players across the Marketing value chain would be required. Knowledge/Technical Skills/Expertise Data Driven Digital Marketing. Social Media. Developing an Effective Media Mix. Developing Marketing Insights . Effective Visual Marketing.

Job Details Marketing: defining, marketing and protecting the Standard Bank brand across our business - including specialist advice and activity for specific countries and business units. Job Purpose Deliver conceptual thinking with well-written and well-edited conceptual content, information and messaging to drive positive engagement at all levels. Assess creative development opportunities and engage with all stakeholders in the value chain to create out-of-the-box solutions to bring messaging to life across different formats. Research and report back to Studio on latest messaging trends. Create standard processes and templates to guide a templated messaging approach to content management. Key Responsibilities/Accountabilities Client: Deliver creative thinking, expressed through conceptual copywriting within the end-to-end collaborative design process from ideation through to execution in order to deliver exceptional creative outputs that deliver on business objectives and drive distinctive and personalised client experiences. Independently create and write creative content for various platforms, e.g. print, audio-visual (video/audio content), podcasts, html, activations, etc marketing and communication campaigns that deliver on business objectives and drive distinctive and personalised client experiences. Develop and maintain Tone of Voice Guide(s) for group, business lines and corporate functions and proactively recommend messaging solutions for written content within the Studio. Provide advice and shape ideas as a subject matter expert in the field of conceptual opywriting by staying abreast with communication trends and proactively embedding them to the creative process. Integrate conceptual copywriting trends and client insights into solutions that have impact at the speed of culture. Challenge current thinking and shape ideas of business in order to integrate messaging trends and best practice into creative solutions. Engage collaboratively with Business, Marketing & Communication Managers and Studio esources in the development of creative messaging solutions across various media platforms that enhance our creative solutions, exceeds customer expectations, enhance the Standard Bank image and reputation and creates business value. Deliver high-level editing to supplied written content in order to drive distinctive and personalised client experiences. Deliver on multiple, simultaneous conceptual copywriting projects, always focusing on eaching business objectives and driving distinctive and personalised client experiences. Time management, where required, teaming up with various designers on various projects concurrently. Participate in the development of internal and external messaging which reflects the needs of varied stakeholders across all Business Lines and Corporate Functions. Participate in the review of new communication technologies and keep the business at the forefront of developments in creative copywriting. Guide appropriate channel selection for messaging. The communication channels include but are not exclusive to the following; Intranet, Internet, Mass email, Newsletters, Printed media, Video, Podcasts, Social media. Ensure the effective implementation and timely execution of briefs for conceptual copywriting and high-level editing projects across all channels in order to drive distinctive and personalised client experiences. Oversee and guide partners writing (e.g. digital teams). Provide expert conceptual copywriting advice to internal business partners. Engage internal business partners as part of the research process or information gathering. Proofread or edit documents as required. Interact with people and teams at all levels within the Bank to provide advice on communication channels and promote responsible and efficient use of media. Manage writing standards for South Africas internal and external media channels by ensuring the following; appropriate style and tone of communication, grammatical quality, alignment to brand and strategy. Keep abreast of communication and media trends. Participate in the development, implementation and monitoring systems and procedures necessary to deliver appropriate, relevant messaging. Develop a deep understanding of the strategic objectives of the business portfolio in order to partner with business stakeholders and challenge their Marketing and Communication needs to ensure impact and realisation of the business strategic aspirations/objectives. Guide and advise creative team, business partners and account management about the creative copywriting process in order to foster stronger working relationships and produce exceptional creative solutions. Deliver creative solutions and projects on-time and within budget to deliver on business objectives and drive distinctive client experiences. People: Coordinate relationships with other stakeholder groups and associates who influence internal and external marketing and communications implementations. Provides for in-service conceptual copywriting training and development. rovides proactive guidance to stakeholders on conceptual copywriting related matters. Build and maintain effective relationships with both internal and external stakeholders in order to establish rapport and trust to be able to challenge and shape messaging options that build and enhance the image and brand and realise the strategic objectives of the Bank around client centricity through personalisation. Risk, Regulatory, Prudential & Compliance Manage risk timeously and report incidents. Complete mandatory compliance training. Responsible for observing all laws, regulations, and other applicable obligations in all content production, i.e. copyright and plagiarism and laws. Strategy Apply insights to develop strong conceptual copywriting messaging. Deliver strategic Marketing and Communication solutions to Business Lines and Corporate Functions in order to build the brand image of the Bank, which in turn drives commercial value. Develop a detailed understanding and interpretation of the strategies and challenges of a relevant portfolio of Business lines and/or Corporate Functions in order to effectively partner with stakeholders. Develop and implement new ideas and methods and continue to seek ways of both improving contribution to the Banks strategic objectives and goals and enhancing the reputation of Standard Bank. Preferred Qualification and Experience Relevant Degree Other Minimum Qualifications, certifications or professional memberships: A degree in Communication would be a minimum requirement for this role. A creative copywriting qualification is important. 5-7 years experience: Creative Copywriting experience within an agency or Marketing & Communication environment would be a critical requirement for this role. Knowledge/Technical Skills/Expertise Effective Design. Digital Media and Advertising.

Job Details Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for an experienced Murex Business Support and Development Specialist to join our team at our Johannesburg offices. Standard Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent. Job Purpose To perform the role of Business Support and Development within the environment on both in-house and vendor solutions. Customer interaction is mandatory in ensuring that support and the implementation of enhancements / new products are carried out timeously. Support and development is done through end to end knowledge of the systems by analysing, advising, configuring, testing and implementing changes where necessary. BSD need to understand the whole lifecycle of a trade from Pricing to Confirmation and Settlement, including Market, Credit risk etc. Provide guidance to junior members Key Responsibilities/Accountabilities Implement new configuration for a portion of the system/s Configure front-end and back-end portions of trading/risk management systems used by Global Markets and Global Market Support functions in all markets inclusive of: Interest Rate Derivatives, Credit Derivatives, Equity Derivatives, Foreign Exchange Derivatives, Fixed Income, Foreign Exchange, Equities, Commodities, Structured products and Money Markets Collaboration with FO to develop tools Participate in the rapid development of front end pricing and risk tools for market making activities Implement reports Develop new reports or enhance current reports for: Trading purposes, MIS, Finance, Reconciliations or any other support function requirement. Collaboration with development/engineering teams on projects Participate in the development of integration solutions and other infrastructure projects inclusive of Database Upgrades, Application Upgrades etc Provide Support for Trading Application Provide second and third level support for trading systems. Participate in the resolution of analytical queries such as PnL queries, Risk number queries, Pricing and trade booking queries. Implement new products to enrich Global Markets Product offering Configuration trading systems to enable new products. This requires coordination front to back to deliver the outcome in partnership with feature team. Continuous learning in area of expertise to improve mastery Become an expert in at least one area of financial trading, in order to facilitate appropriate solutions for Business. Interact with and support customers to deliver solutions Utilise strong inter-personal/communication skills to ensure that an acceptable level of service is delivered to customers Continuous improvement of Trading Application Collaborate with vendor to build enhancements in to trading system when using a vendor system. Build and maintain automated housekeeping procedures to actively manage Application usability Preferred Qualification and Experience QUALIFICATIONS Relevant Tertiary Degree in Mathematical Sciences/Computer Sciences EXPERIENCE 3 - 4 years experience in Finance specialising in Global Markets (Must have worked in a Global markets trading environment and have good understanding of the trade life cycle and Murex) 3 - 4 years experience in Information Technology (Thorough understanding of the processes and functions of Front, Middle and Back Offices) 3 - 4 years experience in Information Technology (Must have experience with the configuration and maintenance of trading systems) 5 - 7 years experience in Finance specialising in Global Markets (Must understand market data concepts as well as pricing concepts with proven understanding of derivatives essential) 5 - 7 years experience in Investment Banking Technology (Exposure to exchange traded systems and market data providers) Knowledge/Technical Skills/Expertise Technical Competencies Global Markets Products Refers to the understanding of Global Markets Products from first principals Application Knowledge for Support Refers to the knowledge and experience required to ensure provision of application maintenance and support services. Support typically takes the form of investigating and resolving problems and providing information about the systems. It may also include monitoring their performance. Development The design, creation, testing and documenting of new and amended programs from supplied specifications in accordance with agreed standards. Testing The planning, design, management, execution and reporting of tests, using appropriate testing tools and techniques and conforming to agreed standards, to ensure that new and amended systems, together with any interfaces, perform as specified. IT Systems Knowledge and understanding of various IT systems and related configurations as applied within a specified business environment. Leadership Competencies Customer and Client Focused Innovation Leading Courageously Seeking Deeper Understanding Driving Delivery of Results

Job Details Finance: budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors. Job Purpose To provide the VAF Portfolio with support and advice for financial management, financial accounting and management reporting for operational and impairment activities. Ownership and involvement in the calculation and the analysis of provisions on a monthly basis. This includes IFRS9 impairment calculation, understanding and driver investigation and commentary. This will entail liaising directly with the VAF credit, product finance, MI and capital modelling team members. In addition support will be provided to the Senior Finance Manager - Credit Risk: Intuitive lending and customer management to the extent that detailed regional analysis and consolidated reporting are required. Furthermore this role supports the budgeting process at product level to ensure that appropriate forecasts with realistic outcomes have been projected. This will include the distribution of these forecasts to regional levels. Understand and complete capital credit risk reporting on a quarterly basis and engage with the relevant stakeholder on capital credit requirements. Ensure that this is aligned and congruent with the credit risk financial reporting. Working within a team to complete projects within agreed timelines, processes and procedures. Engage as an objective independent partner with both business and credit to ensure appropriate provisioning is in place for the portfolio risk and exposure Key Responsibilities/Accountabilities Preparation and review of monthly impairment provisions and book. Variance analysis and regular review of compliance with financial reporting framework. Resolution of queries on provisions and book balances. Unpack and ensure granular understanding of drivers of significant increase in credit risk, off balance sheet provisioning and forward looking projections. Engagement with the credit and capital modelling teams to understand driver updates and sources of the change in risk leading to these driver amendments as well as engagement with credit portfolio manager to ensure evidence in the data aligns with strategies deployed through origination and collection strategies. Calculate and evaluate modification adjustments required by the standard and identify optimising strategies that can be communicated with credit team to mitigate the impacts. Preparation and capture of monthly journals onto SAP (relating to provisions, unwinding of interest, modification entries and interest in suspense). Manage internal control environment including reconciliation of data between MI, Modelling, SAP and Bank Analyzer. Adept storytelling” to unpack monthly and annual movements in relation to actions taken rather than generic terms for purposes of monthly commentary and annual financial external reporting Prepare the commentary and present to credit, product and product finance. Engage with the Treasury and Capital Management team to unpack, understand and align capital reporting with credit finance expectations and reporting trends. Play a strong supporting and business partnering role to both the relevant Credit and Product Finance counterparts to ensure appropriate challenge, understanding guidance and proactive engagement is in place. Prepare and present Budget, Revised Estimate and Rolling Forecasts. Consideration of variations of drivers to predict bullish and bearish outlooks. Actively engage with credit to identify key potential challenges and concerns and proactively assess available actions to address these items. In all reporting described above, support should be provided to the regional reporting structure to unpack and understand regional performance by product and segment. This includes assessment of business quality and behaviour (NPL, EA, stage 1/2/3, significant increase in credit risk trends etc.) that may trigger varying performance. This will require a broader product credit overview and familiarity with finance (e.g. PMT) and Capital tool sets (e.g. Qlikview). Meeting Central and Group Finance deadlines and requirements with regards to the Budget and Revised estimates, Rolling forecasts and Management Reporting, including query resolution, on an individual and consolidated cost centre basis. This is applicable to provision shifts, significant increase in credit risk, forward looking, additional provisions and book balances. Engagement with external and internal auditors on IFRS9 impairment models/enhancements implemented during the year. Active understanding and involvement on existing credit impairment models as well as new models under development and identification of potential optimisations that support minimising model volatility while balance income statement return. Understanding of behavioural scorecards will also be essential under the new IFRS9 standard. Involvement, understanding and supporting the implementation of the new IFRS9 framework to facilitate optimal implementation and business understanding of implications. This will cover modelling, technical accounting issues, bank analyser developments (interest in suspense) and disclosures. Responsibility to ensure the finance and risk reporting is aligned to RDARR principles and appropriate attestations and controls are implemented and data steward awareness is in place. Preparation and presentation of Product, Exco and VAF Portfolio review pack submissions. Preparation and presentation of Adhoc financial reporting requirements as and when required by Central Finance, Product Finance as well as the Business Credit teams. Coaching, mentoring and personal development where required of the junior members in the VAF Risk Finance team. Focus to be placed on innovation, efficiencies and effectiveness in all processes that are implemented and identify opportunities to improve existing deliverables whether that be through enhanced utilisation of systems (e.g. Bank analyser), new ways of delivery (e.g. automate through MI) Preferred Qualification and Experience CA (SA) qualification or equivalent finance qualification Experience SAP and Banking experience Extensive knowledge of and high competence in Excel, Word, PowerPoint and SAP Knowledge/Technical Skills/Expertise Exceptional understanding of Accounting and Finance A sound knowledge of the VAF environment and products The ability to build and maintain professional relationships with our internal and external customers. SAP Knowledge Experience of consolidation and reporting in a Finance environment Experience in forecasts and budgeting is required General financial administration Report writing

Job Details Risk Management: understanding all risks - from the economic to the political - that could affect our global business, and offering guidance to all parts of the bank Job Purpose Support the measurement and maintenance of counterparty credit risk calculations and on derivatives products across all asset classes on a daily basis. This measurement relies mainly on Monte-Carlo simulation (also using Add-On methodology where required) of the market variables using defined stochastic process and pricing functions. The maintenance of the calculation pertains to the Credit Risk System, Adaptiv, including all other data feeds (transaction, legal and market data) Key Responsibilities/Accountabilities Support FO (Front Office) queries on new trades and activities Calculate pre-deal PFEs (Potential Future Exposure) on structured transactions by using approved models and systems or building up spreadsheet models. Determine parameters and direct appropriate next steps. Support business on new product initiatives by assisting with product requirements. Provide liquidity ratings on bonds for securities financing trades by running calculations using the tool. Enable changes/fixes/enhancements to the credit risk system and BAU (Business as Usual) releases. Analyze changes to the Credit Risk system by raising and specifying requests related to exposures with the vendor Prioritize, test and assess impacts on exposures/limits as well as communicate on this with every release. Support exposure measurement queries from Credit and FO. Investigate exposure number queries raised by Credit and Front Office (FO) - this will cover the different type of measures: PFE, EPE (Expected Positive Exposures), WWR (Wrong Way Risk), Value map (portfolio sensitivities) and other bespoke requests. Explain and train users on methodologies used to measure exposures. Support Finance and Capital on exposure queries. Review queries related to EPE and ENE (Expected Negative Exposures) calculations; This will mainly involve understanding the query (i.e. the product/economics of the trade), performing a calculation for the EPE and ENE metric, and also having to explain the calculation results (should it be required), i.e. What are the reasons for the shape of the profile, is it expected, where should it peak, etc. Ensure efficient and effective stakeholder engagement. Secure and maintain relationships with the different users of these measures through in particular initiation and participation in regular feedback sessions. Liaise with Credit, Risk IT, vendor, and other parties within the Group, locally and globally to improve the quality of the credit exposure measurement system Provide support to Data Quality and contribute towards Automation and Modernisation Maintain transaction and market data feeds which are used as inputs in the measurement of the counterparty credit risk and country risk. Define all change requests, by testing them and signing off before implementation. This includes the following: Transaction, Collateral and legal database feeds. Ensure changes to these feeds are prioritized with the Adaptiv BA (Business Analyst) team, and at the designated DPC's (Desk Prioritisation Committees). Ensure that Market Data feeds and all Changes to these feeds are prioritized with the MSDS (Market Static and Data system) team. Maintain and update Deal Risk carrier, by ensuring appropriate approvals are first sought, information is captured correctly, and doing a check the following business day to see if the file is processed and the results are as expected. Improving on current processes around robust data maintenance Preferred Qualification and Experience Honours Degree Financial Mathematics Actuarial Science, or similar where there is enough focus on Financial Modelling of Derivatives. Masters Degree Financial Mathematics 3-4 Years Measurement and management of Counterparty credit risk exposure. 3-4 Years Financial and derivative market products 3-4 Years Quantitative modelling and problem solving. 5-7 Years Understanding of pricing of derivative products across multiple asset classes, an understanding of stochastic processes used in the modelling of risk drivers underlying the derivative valuation, fair understanding of basic coding, communication to various stakeholders Knowledge/Technical Skills/Expertise .

Introduction The above position has become available for our West Coast Garden Centre. The purpose of this role will be to receive all stock delivered to the nursery from suppliers, processing it for transfer to the sales area promptly and assuming the overall responsibility for receipts and deliveries in and out of the nursery, as well as the orderly housekeeping of the loading bay and the quality of the products stored therein. Specification Supervises the receipt of stock and ensure that all relevant documentation is completed. Checks quantity and ensures all stock received is in good order. Accurately prices, labels and codes all stock received. Assumes responsibility for the security, safekeeping and quality of all stock in the loading bay. Process credit notes immediately and follow up on outstanding credit notes timely. Liaises with Horticulturist with regards to pricing of specials. Ensures that all goods for delivery have relevant details, i.e. sales person, cash slip no, customer name, address and telephone number. Ensure that deliveries are planned and executed timeously. Supervises the dispatching of goods for deliveries and ensures all relevant documentation is completed. Ensures that all delivery notes and COD's are signed as proof of delivery by customers. Reconciles product loaded for delivery with relevant documentation to ensure accurate delivery of products. Should any assistance be required by management to assist with other operational requirements you shall be called upon to assist Requirements Matric Certificate in Stock Control will be an added advantage Minimum 2 years relevant experience Knowledge of customer service principles and practices

Job Details Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for an experienced Business Support and Development (eFX) to join our team at our Johannesburg offices. Standard Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent. Job Purpose To perform the role of Business Support and Development within the eFX environment on both in-house and vendor solutions. Customer interaction is mandatory in ensuring that support and the implementation of enhancements / new products are carried out timeously. Support and development is done through end to end knowledge of the systems by analysing, advising, configuring, testing and implementing changes where necessary. BSD need to understand the whole lifecycle of a trade from Pricing to Confirmation and Settlement, including Market, Credit risk etc. Provide guidance to junior members Key Responsibilities/Accountabilities Implement new configuration for a portion of the system/s Configure front-end and back-end portions of trading/risk management systems used by Global Markets and Global Market Support functions in all markets inclusive of: Interest Rate Derivatives, Credit Derivatives, Equity Derivatives, Foreign Exchange Derivatives, Fixed Income, Foreign Exchange, Equities, Commodities, Structured products and Money Markets Collaboration with FO to develop tools Participate in the rapid development of front end pricing and risk tools for market making activities Implement reports Develop new reports or enhance current reports for: Trading purposes, MIS, Finance, Reconciliations or any other support function requirement. Collaboration with development/engineering teams on projects Participate in the development of integration solutions and other infrastructure projects inclusive of Database Upgrades, Application Upgrades etc Provide Support for Trading Application Provide second and third level support for trading systems. Participate in the resolution of analytical queries such as PnL queries, Risk number queries, Pricing and trade booking queries. Implement new products to enrich Global Markets Product offering Configuration trading systems to enable new products. This requires coordination front to back to deliver the outcome in partnership with feature team. Continuous learning in area of expertise to improve mastery Become an expert in at least one area of financial trading, in order to facilitate appropriate solutions for Business. Interact with and support customers to deliver solutions Utilise strong inter-personal/communication skills to ensure that an acceptable level of service is delivered to customers Continuous improvement of Trading Application Collaborate with vendor to build enhancements in to trading system when using a vendor system. Build and maintain automated housekeeping procedures to actively manage Application usability Preferred Qualification and Experience QUALIFICATIONS Relevant Tertiary Degree in Mathematical Sciences EXPERIENCE 3 - 4 years experience in Finance specialising in Global Markets (Must have worked in a Global markets trading environment and have good understanding of the trade life cycle) 3 - 4 years experience in Information Technology (Thorough understanding of the processes and functions of Front, Middle and Back Offices) 3 - 4 years experience in Information Technology (Must have experience with the configuration and maintenance of trading systems) 5 - 7 years experience in Finance specialising in Global Markets (Must understand market data concepts as well as pricing concepts with proven understanding of derivatives essential) 5 - 7 years experience in Investment Banking Technology (Exposure to exchange traded systems and market data providers) Knowledge/Technical Skills/Expertise Technical Competencies Global Markets Products Refers to the understanding of Global Markets Products from first principals Application Knowledge for Support Refers to the knowledge and experience required to ensure provision of application maintenance and support services. Support typically takes the form of investigating and resolving problems and providing information about the systems. It may also include monitoring their performance. Development The design, creation, testing and documenting of new and amended programs from supplied specifications in accordance with agreed standards. Testing The planning, design, management, execution and reporting of tests, using appropriate testing tools and techniques and conforming to agreed standards, to ensure that new and amended systems, together with any interfaces, perform as specified. IT Systems Knowledge and understanding of various IT systems and related configurations as applied within a specified business environment. Leadership Competencies Customer and Client Focused Innovation Leading Courageously Seeking Deeper Understanding Driving Delivery of Results

Job Details Transactional Products & Services; This team is constantly working to extend our service capability and product range, consolidating our operations in established markets while expanding and extending in emerging markets. We divide our core capabilities into three product groups - Investor Services, Transactional Banking and International Trade Services. Job Purpose Articulate and set the desired TPS client plan and specific client strategy to ensure that key TPS Clients are retained, their revenue is grown, and the client experience is improved Implement effective sales strategies and plans to ensure delivery of TPS client plans in order to exceed both TPS financial targets and the quality of client experience targets (CSI) Define and manage the desires TPS financial performance for the TPS clients in Rest of Africa and ensure that the GTB clients receive the best client experience Provide Cash Management Solutions for TPS Clients Key Responsibilities/Accountabilities Client Solutioning and Onboarding Spend time with clients and understand their business Develop a deep understanding of clients' strategic objectives, their business value chains and the sectors within which they operate Lead the development of TPS innovative solutions tailored to the specific sector(s) needs which will allow TPS to meet the sector(s) business requirements. Foster long term client relationships with you and the bank through client centric engagements with the client, and by expanding the bank's touch points at all levels throughout the client Maintain a proficient and relevant knowledge of TPS of Cash Management products, pricing, services and capabilities across the team and other TPS geographies to ensure relevant and informed client conversations. Leverage research products offered by the bank for the client's advantage and focus on enhancing cross selling opportunities and originating profitable transactions in conjunction with other product areas and Client Coverage. Build trusted advisor status by engaging in value adding strategic conversations with clients, anticipating their needs and responding proactively to those needs Deliver the group to the client through the coordination of appropriate TBCT representative of the bank's entire value proposition, and ensure their ongoing effectiveness in creating value to the client and the bank Partner with product and channel team and ensure the creation of product and channel solutions for the client Deliver the solutions to the client, craft fit for purpose proposals and present the solutions to the clients Partner with the client implementations team and take accountability of the commercialization of the client deal Account Management Develop an in-depth knowledge of the key clients' strategy, business context, financial performance and their Working Capital to unlock opportunities for TPS Undertake an ongoing review of the client business to ensure detail understanding Ensure that the TPS solutions that the clients utilizes are refreshed constantly Effective management of business revenue key drivers and align sales plans to achieve the required corrective actions. Actively manage the deal pipeline and drive both strategic and operational collaboration with all other areas of CIB, PBB, and Africa regions in order to convert the opportunities for TPS and the bank as a whole. Effective management of the Multinational Corporate (MNC) clients and management of their revenue in South Africa and Africa Regions for GTB clients. Creation of key account plans for MNC and all other top clients and drive collaborations with Trade and Investor Service, Investment Banking (IB) and Global Markets (GM) to ensure there is a Sector coordinated client plans for both South Africa and Africa Regions for GTB clients Effectively drive a client coordinator role for clients within the TPS where TPS owns primary relationship and ensure client delivery on behalf of the whole bank Financial Management and Reporting Drive client and portfolio revenue by Growing the portfolio revenue by means of price increase Cross sell and Up sell opportunities Improve sustainability of portfolio revenues by maximising cross sell ratio per client Active management of key revenue drivers Build an understanding of current and targeted client share of wallet Coordinate the consolidation of annual client revenue budgets and influence final outcome Active management of the client pricing Active management of the client data and profiles Voice of the Client Take ownership for the client centricity agenda in the TPS sector(s) ensuring that any new product, process, or service design initiative is well articulated and supported in order to better meet the clients' needs. Actively manage clients at risk' ensuring there are clear mitigating actions to retain key clients. Create key practical actions with guidance from the Sector Head and Head of Client Service to have a positive shift in client experience for the sector. Proactively define and manage the desired level of client relationship across the bank and actively drive bank wide planning and collaborations for clients where TPS performs Client Coordinator role for the client. Credit and Risk Management Work with all key stakeholders and originate credit facilities where there's appetite Manage the level of TPS exposure and set limits in line with bank's risk appetite for the particular clients Active management of the client credit risk and participate in all relevant risk forums Act as the first line of defence” for TPS as required by the Credit Standard. Effective Credit Planning and Risk Management to improve credit and capital management by the: Review of daily exposures report. Review of Utilization and UFF report. Drive annual credit reviews. Effective Capital Management and Optimization of Capital Return by achieving hurdle ROE for products and client. Proactively build collaborations with credit and Business Support & Recoveries to ensure credit's understanding of TPS Client strategy and plans in order to solicit credit support on TPS clients and to actively prevent losses from clients Proactively manage TPS clients credit exposures for the portfolio and actively prevent credit losses for TPS by monitoring both current exposures and watch listed clients. Foster an atmosphere of compliance and ensure that all relevant external regulatory requirements (FAIS) and internal policies and procedures are communicated and adhered to Preferred Qualification and Experience Qualifications Formal minimum qualification 1 Type of qualification: First Degree Field of study: Finance and AccountingFormal minimum qualification 2 Type of qualification: Honours Degree Field of study: Finance and AccountingOther qualifications, certifications or professional membershipsPreferred qualification 1 Type of qualification: First Degree Field of study: Business CommercePreferred other qualifications, certifications or professional memberships Master's degree Experience Experience required 1 Job Function: Finance Years: 5-7 Years Experience Description: Relevant sales management experience (specific industry sector experience, such as dealing with Clients stakeholders at a senior management level. Experience required 2 Job Function: Corporate Banking Job Family: Click here to enter text. Years: 5-7 Years Experience Description: Minimum of 10 years of TPS Experience Minimum of 5 years in a Sales Manager roles for Cash Management Products.Experience required 3: Job Function: Corporate Banking Job Family: Click here to enter text. Years: 5-7 Years Experience Description: Being responsible for Transactional Banking Sales for CIB clients for Cash Management solutions Knowledge/Technical Skills/Expertise Technical competency 1* Competency Label: Domain Expertise Competency Description: Cash domain expertise Proficiency Level: ADVANCED - Mastered the concept, able to act independently, provides guidance and training to othersTechnical competency 2* Competency Label: Market Expertise Competency Description: Africa markets expertise (specific sub-Saharan Africa) Proficiency Level: SEASONED - Applies concepts without requiring supervision, able to provide technical guidance when requiredTechnical competency 3* Competency Label: Standard Bank Effectiveness Competency Description: Knowledge of Standard Bank operations, technology and risk regimes Proficiency Level: PROFICIENT - Clear knowledge and application of the conceptTechnical Competency 4* Competency Label: Domain Expertise Competency Description: Cash management Proficiency Level: Advanced - Deep expertise and experience in providing cash management solutions to CIB Clients.

Job Details Information Technology: systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production Job Purpose To manage and oversee the Bank's operational and tactical development initiatives which include the execution and, implementation of application delivery programmes and projects against the Bank's standards, policies and procedures and governance guidelines and Service Level Agreements. To provide technical solutions to the needs of stakeholders by interpreting business requirements, defining technical tasks, engineers' quality software, performing end to end testing, as well as supporting and troubleshooting technical questions, software and database issues. Key Responsibilities/Accountabilities Adhere to Agile methodologies and follows Agile principles through work outputs and behaviours: Strive to reach mature levels on the Continuum model by building own and team competence to work in a continuous delivery environment. Champion team learning and adopt suitable methodologies and practices. Collaborate with colleagues from different disciplines in a cross-functional team to deliver against iteration targets. Work in partnership with Business representatives (e.g. Product Owner, Product Manager) ensuring alignment and value to the customer. Manage work effectively as an individual and team member including the reprioritisation of backlogs and reacts flexibly to changing demands through. Manage work using available resources and methodologies ensuring full team engagement. Estimate the size and complexity of the work within the team and managing this appropriately. Determine the technical design in their area of concern, within the architectural guidelines. Drive team commitments to the work in every iteration or Program Increment. Be responsible for value and builds to continuously improve the quality of deliverables. Find ways to improve own and the team's delivery and value to the customer on a continuous basis. Scope, Plan, Design and Review end to end solutions: Advise the development staff on the evaluation and impact analysis of major design options. Engage with Information Technology support teams and business stakeholders to scope plan and design end to end solutions. Define and Develop application complex code: Produce outline system specifications using solution designs, functional specifications or technical specifications as input, including input into scope, constraints (such as performance or resources), hardware, network and software environments and depending on the complexity of the project or change, might need to get the different resources from the different BU's. Produce specifications for systems functions, information flows, data loads, implementation strategy, phasing of development, requirements not met and alternatives considered. Translate logical designs into component designs taking into account the solution design, performance requirements and existing systems. Perform risk analysis and produce development plans in order to consider the impact of design decisions. Build, code and review user and system interfaces including menus, screen dialogues, inputs, reports, validation and error correction, processing rules, access, security, audit controls, recovery routines and contingency procedures. Work with data analysis colleagues to produce or update system or object data models and correlate these with corporate models. Work with database design or database administration teams to translate object and data models into appropriate database schemas within design constraints. Assist less experienced colleagues with complex coding problems. Conduct quality assurance and approve developed code linked to supplied specifications for production deployment. Provide guidance and assistance to colleagues on any aspect of program component design, creation, testing and documentation. Conduct Testing across various IT platforms: Prepare test cases for unit testing purposes and review test cases as produced by other developers for unit testing purposes as required. Conduct unit testing and fix detected errors. Testing can be done on own work as well as on that of other colleagues in the team. Develop technical support documentation within agreed standards. Document all work done as per standards, methods and tools used in the bank for application development. Review work done by developers to assure all work has been done as per standards, methods and tools used in the bank for application development. Construct, interpret and execute end to end system and program tests to verify correct operation of completed systems. Ensure adherence to release methodology and technical change management procedures for all changes. Adhere to own or manage team's project timelines for new developments and agreed service level timelines for repairing defects. Drive Continuous improvement: Coach the junior developers on technical aspects of application development, controls, and documentation standards as well as on engaging effectively. Perform quality assurance on the work completed by junior developers. Quality assurance can cover code developed as well as supporting documents and test plans. Look actively for opportunities to shorten development times, improve skills of the team and improve cost efficiency of application development activities. Ensure that all component designs take into account all specified requirements and constraints. Provide level 3 support and production standby post go live. Preferred Qualification and Experience Qualification: BSc Comp Science, B.Com Informatics degree or advanced degree. Bachelor's degree in a field requiring strong analytical and quantitative skills such as Computer Science, Engineering, Mathematics, Information Systems or similar Experience: Application Support: 5-7 Years Broad experience in translating business and functional requirements into technical specifications and developing the programming code to create the solutions. Knowledge/Technical Skills/Expertise IT Knowledge: - Evaluates various technologies for relevance and cost-effectiveness for implementation in the organisation. Constantly keeps pace with new technology and identifies relevant applications in different areas of the institution Conducts risk/benefit assessments when considering the adoption of new technologies. IT Development- The design, creation, testing and documenting of new and amended programs from supplied specifications Works on solving incoherencies in the detailed technical specifications and asks for, or proposes, changes. Allocates pieces of work to teams of developers, taking into account individual abilities and in accordance with agreed standards. IT Applications - Ability to assess system strength and weaknesses, and competitive advantages. Designs new business process and functionalities. Works with users at all levels to define system requirements and specifies appropriate system environments to meet operational needs and system performance objectives. Able to define disaster recovery policies and procedures. Implements and monitors policies and standards for IT application section and recommends areas for improvement. Automated Unit Testing - Reviews the effectiveness of the test solution against best practice criteria. Proposes changes to the test configuration to support the system functionality against business or client specifications. Provides specialist input to technical team on automated test methodology and tools related to various system applications. Data Integrity - Periodic assessment of the effectiveness of the key controls over data integrity for the key data dependency. Issues a practice guide to steer data integrity towards an integrated data management strategy. Coaches and guides others towards compliance with the data management policies and regulatory requirements. Write code - Works on solving incoherencies in the detailed technical specifications and asks for, or proposes, changes. Allocates pieces of work to teams of developers, taking into account individual abilities and requirements. Ensures that deliverables are met and business objectives are achieved within time, quality and budget.

Job Details Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for an experienced Business Support and Development (eFX) to join our team at our Johannesburg offices. Standard Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent. Job Purpose To perform the role of Business Support and Development within the eFX environment on both in-house and vendor solutions. Customer interaction is mandatory in ensuring that support and the implementation of enhancements / new products are carried out timeously. Support and development is done through end to end knowledge of the systems by analysing, advising, configuring, testing and implementing changes where necessary. BSD need to understand the whole lifecycle of a trade from Pricing to Confirmation and Settlement, including Market, Credit risk etc. Provide guidance to junior members Key Responsibilities/Accountabilities Implement new configuration for a portion of the system/s Configure front-end and back-end portions of trading/risk management systems used by Global Markets and Global Market Support functions in all markets inclusive of: Interest Rate Derivatives, Credit Derivatives, Equity Derivatives, Foreign Exchange Derivatives, Fixed Income, Foreign Exchange, Equities, Commodities, Structured products and Money Markets Collaboration with FO to develop tools Participate in the rapid development of front end pricing and risk tools for market making activities Implement reports Develop new reports or enhance current reports for: Trading purposes, MIS, Finance, Reconciliations or any other support function requirement. Collaboration with development/engineering teams on projects Participate in the development of integration solutions and other infrastructure projects inclusive of Database Upgrades, Application Upgrades etc Provide Support for Trading Application Provide second and third level support for trading systems. Participate in the resolution of analytical queries such as PnL queries, Risk number queries, Pricing and trade booking queries. Implement new products to enrich Global Markets Product offering Configuration trading systems to enable new products. This requires coordination front to back to deliver the outcome in partnership with feature team. Continuous learning in area of expertise to improve mastery Become an expert in at least one area of financial trading, in order to facilitate appropriate solutions for Business. Interact with and support customers to deliver solutions Utilise strong inter-personal/communication skills to ensure that an acceptable level of service is delivered to customers Continuous improvement of Trading Application Collaborate with vendor to build enhancements in to trading system when using a vendor system. Build and maintain automated housekeeping procedures to actively manage Application usability Preferred Qualification and Experience QUALIFICATIONS Relevant Tertiary Degree in Mathematical Sciences EXPERIENCE 3 - 4 years experience in Finance specialising in Global Markets (Must have worked in a Global markets trading environment and have good understanding of the trade life cycle) 3 - 4 years experience in Information Technology (Thorough understanding of the processes and functions of Front, Middle and Back Offices) 3 - 4 years experience in Information Technology (Must have experience with the configuration and maintenance of trading systems) 5 - 7 years experience in Finance specialising in Global Markets (Must understand market data concepts as well as pricing concepts with proven understanding of derivatives essential) 5 - 7 years experience in Investment Banking Technology (Exposure to exchange traded systems and market data providers) Knowledge/Technical Skills/Expertise Technical Competencies Global Markets Products Refers to the understanding of Global Markets Products from first principals Application Knowledge for Support Refers to the knowledge and experience required to ensure provision of application maintenance and support services. Support typically takes the form of investigating and resolving problems and providing information about the systems. It may also include monitoring their performance. Development The design, creation, testing and documenting of new and amended programs from supplied specifications in accordance with agreed standards. Testing The planning, design, management, execution and reporting of tests, using appropriate testing tools and techniques and conforming to agreed standards, to ensure that new and amended systems, together with any interfaces, perform as specified. IT Systems Knowledge and understanding of various IT systems and related configurations as applied within a specified business environment. Leadership Competencies Customer and Client Focused Innovation Leading Courageously Seeking Deeper Understanding Driving Delivery of Results

Job Details Information Technology: systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production Job Purpose To manage and oversee the Bank's operational and tactical development initiatives which include the execution and, implementation of application delivery programmes and projects against the Bank's standards, policies and procedures and governance guidelines and Service Level Agreements. To provide technical solutions to the needs of stakeholders by interpreting business requirements, defining technical tasks, engineers' quality software, performing end to end testing, as well as supporting and troubleshooting technical questions, software and database issues. Key Responsibilities/Accountabilities Adhere to Agile methodologies and follows Agile principles through work outputs and behaviours: Strive to reach mature levels on the Continuum model by building own and team competence to work in a continuous delivery environment. Champion team learning and adopt suitable methodologies and practices. Collaborate with colleagues from different disciplines in a cross-functional team to deliver against iteration targets. Work in partnership with Business representatives (e.g. Product Owner, Product Manager) ensuring alignment and value to the customer. Manage work effectively as an individual and team member including the reprioritisation of backlogs and reacts flexibly to changing demands through. Manage work using available resources and methodologies ensuring full team engagement. Estimate the size and complexity of the work within the team and managing this appropriately. Determine the technical design in their area of concern, within the architectural guidelines. Drive team commitments to the work in every iteration or Program Increment. Be responsible for value and builds to continuously improve the quality of deliverables. Find ways to improve own and the team's delivery and value to the customer on a continuous basis. Scope, Plan, Design and Review end to end solutions: Advise the development staff on the evaluation and impact analysis of major design options. Engage with Information Technology support teams and business stakeholders to scope plan and design end to end solutions. Define and Develop application complex code: Produce outline system specifications using solution designs, functional specifications or technical specifications as input, including input into scope, constraints (such as performance or resources), hardware, network and software environments and depending on the complexity of the project or change, might need to get the different resources from the different BU's. Produce specifications for systems functions, information flows, data loads, implementation strategy, phasing of development, requirements not met and alternatives considered. Translate logical designs into component designs taking into account the solution design, performance requirements and existing systems. Perform risk analysis and produce development plans in order to consider the impact of design decisions. Build, code and review user and system interfaces including menus, screen dialogues, inputs, reports, validation and error correction, processing rules, access, security, audit controls, recovery routines and contingency procedures. Work with data analysis colleagues to produce or update system or object data models and correlate these with corporate models. Work with database design or database administration teams to translate object and data models into appropriate database schemas within design constraints. Assist less experienced colleagues with complex coding problems. Conduct quality assurance and approve developed code linked to supplied specifications for production deployment. Provide guidance and assistance to colleagues on any aspect of program component design, creation, testing and documentation. Conduct Testing across various IT platforms: Prepare test cases for unit testing purposes and review test cases as produced by other developers for unit testing purposes as required. Conduct unit testing and fix detected errors. Testing can be done on own work as well as on that of other colleagues in the team. Develop technical support documentation within agreed standards. Document all work done as per standards, methods and tools used in the bank for application development. Review work done by developers to assure all work has been done as per standards, methods and tools used in the bank for application development. Construct, interpret and execute end to end system and program tests to verify correct operation of completed systems. Ensure adherence to release methodology and technical change management procedures for all changes. Adhere to own or manage team's project timelines for new developments and agreed service level timelines for repairing defects. Drive Continuous improvement: Coach the junior developers on technical aspects of application development, controls, and documentation standards as well as on engaging effectively. Perform quality assurance on the work completed by junior developers. Quality assurance can cover code developed as well as supporting documents and test plans. Look actively for opportunities to shorten development times, improve skills of the team and improve cost efficiency of application development activities. Ensure that all component designs take into account all specified requirements and constraints. Provide level 3 support and production standby post go live. Preferred Qualification and Experience Qualification: BSc Comp Science, B.Com Informatics degree or advanced degree. Bachelor's degree in a field requiring strong analytical and quantitative skills such as Computer Science, Engineering, Mathematics, Information Systems or similar Experience: Application Support: 5-7 Years Broad experience in translating business and functional requirements into technical specifications and developing the programming code to create the solutions. Knowledge/Technical Skills/Expertise IT Knowledge: - Evaluates various technologies for relevance and cost-effectiveness for implementation in the organisation. Constantly keeps pace with new technology and identifies relevant applications in different areas of the institution Conducts risk/benefit assessments when considering the adoption of new technologies. IT Development- The design, creation, testing and documenting of new and amended programs from supplied specifications Works on solving incoherencies in the detailed technical specifications and asks for, or proposes, changes. Allocates pieces of work to teams of developers, taking into account individual abilities and in accordance with agreed standards. IT Applications - Ability to assess system strength and weaknesses, and competitive advantages. Designs new business process and functionalities. Works with users at all levels to define system requirements and specifies appropriate system environments to meet operational needs and system performance objectives. Able to define disaster recovery policies and procedures. Implements and monitors policies and standards for IT application section and recommends areas for improvement. Automated Unit Testing - Reviews the effectiveness of the test solution against best practice criteria. Proposes changes to the test configuration to support the system functionality against business or client specifications. Provides specialist input to technical team on automated test methodology and tools related to various system applications. Data Integrity - Periodic assessment of the effectiveness of the key controls over data integrity for the key data dependency. Issues a practice guide to steer data integrity towards an integrated data management strategy. Coaches and guides others towards compliance with the data management policies and regulatory requirements. Write code - Works on solving incoherencies in the detailed technical specifications and asks for, or proposes, changes. Allocates pieces of work to teams of developers, taking into account individual abilities and requirements. Ensures that deliverables are met and business objectives are achieved within time, quality and budget.

Job Details Our international team provides trading, sales, structuring and risk management solutions for our clients across global financial markets. This includes FX, commodities, equity, credit, fixed income and debt instruments. We also offer market insight, trading services, analytics and new financial products across a number of asset classes. Job Purpose The purpose of this role is to provide strategic and operational leadership to a team that has members in multiple geographic locations that contributes to revenue generation for the bank by deriving tradable fixed income and currency trading or hedging strategies to be marketed to corporate and institutional clients of the bank; contributes to relationship management by providing a narrative highlighting the attraction of investing in Africa; provides commentary on cyclical and structural determinants of Africa's economic development, primarily by analysing key primary macroeconomic data on several African countries, generating medium and long term forecasts for economic growth, exchange rate, inflation, interest rate and other key macroeconomic variables for the respective countries. Key Responsibilities/Accountabilities Contribute to revenue generation and client relationship management Make fixed income and currency trading recommendations to SA and international institutional investors, where there are compelling opportunities amongst the countries of team coverage, taking account of each investors' previously communicated potential investment universe; Discuss currency hedging recommendations with corporate clients; Work with the Global Markets Sales Managers to plan research road shows to both local and international institutional and corporate clients of the bank; Ensure that in-country analysts undertake roadshows to SA and international investors and corporate clients; Attend meetings with the bank's clients, both corporate and institutional, to discuss on-going economic and financial market developments in each country of team coverage; Present cogent arguments, supporting the forecasts for economic growth, the exchange rate, inflation interest rates, etc. Manage the investor access product Work the Global Markets Institutional Sales Managers, ICBC Standard and relevant country analysts in the team to plan investor trips to a selected group of countries on the continent with the aim of meeting policy makers, like central bank governors, Finance Ministers, IMF representatives in each country; Ensure that analysts have established a list of contacts at the central bank, Ministry of Finance, the International Monetary Fund representative, the World Bank, and other relevant institutions in each country; Ensure that analysts liaise with all institutions to set up meetings with respective officials from the central bank, Finance Ministry and other institutions; Host investors throughout the trip; Chaperone investors on a trip, ensuring that everyone gets to all meetings on time; During the trip assist in steering the conversation with policy makers, ensuring that pertinent issues relating to the evaluation of investment opportunities and risks in each country are adequately addressed; Chair meetings with policymakers on the side lines of International Monetary Fund and African Development Bank meetings, steering the conversation and ensuring that pertinent issues relating to the evaluation of investment opportunities and risks in each country are adequately addressed. Talent management Identify gaps in the team to fulfil operational and strategic goals for the franchise; Hire and retain appropriately qualified members of the team, taking care to fill identified skills gaps; Encourage team members to undertake the necessary training or study. Encourage a culture of compliance with group policies Ensure that team members regularly undertake the required compliance training; Encourage team members to be aware of pertinent group policies; Ensure that reports produced by team members are in compliance with the research policy manual. Reputation management Enhance the reputation of Standard Bank for producing cutting edge research in the market place by ensuring that the team's research gets regularly rated in analyst surveys; Cognisant of the fact that research reports produced by the team are in the public domain, ensure that team members consistently produce rigorous, market relevant research that can stand up to peer review and scrutiny by policymakers in the countries that the group is active. Stakeholder management Cognisant of the fact that team members are located in multiple jurisdictions, ensure that team members consistently provide inputs that assist executive management in planning and risk management; Ensure that the team leverages the group strategic position - utilising the insights the group is able to glean from its interactions with clients - in deriving the Africa narrative. Regularly consult with in-country management to ensure that in-country analysts provide the required service to management; Provide feedback to in-country management on in-country analysts' performance; By surveying executive management in the group, key institutional and corporate clients, test the relevance of the team's product offering to identify gaps therein, then develop new research products to fill such identified gaps. Production of the African Markets Revealed and writing appropriate sections thereof Agree on milestones for the production of the report, holding team members to account for meeting such agreed upon milestones; Ensure that the publication is produced in accordance with the Group Research Policy Manual; Ensure that the narrative for each country conforms to the appropriate format that requires that each analyst discuss the short to medium term cyclical developments for coverage countries; Review the narrative for each country, ensuring that analysts have developed the forecasts using reasonable methods and relying on reasonable data sources; Write relevant sections of the report, ensuring that for the coverage countries the short to medium term (up to 2 years ahead) prospects for economic growth, noting cyclical and structural underpinnings for all sectors of the economy as well as drivers of various aggregate demand components for each country are covered; For the relevant coverage countries, discuss the outlook for the balance of payments, noting current and prospective developments likely to affect exports and imports of goods and services, income flows, portfolio flows, foreign direct investment, foreign borrowing and changes in foreign exchange reserves; Review political developments likely to have an influence on economic policy in each country; Assess current developments in the FX market, providing a prognosis of how balance of payments, political and any other relevant factors would have on the trajectory for the exchange rate; Assess inflation developments, making a judgment of the likely durability of observed trends, the specific factors, both relating to macroeconomic and other (like the weather) developments, likely to affect the trajectory for inflation in the short to medium term; Discuss the likely response of the central bank to the inflation trajectory, noting the specific monetary instruments, and goals of the central bank and any other considerations likely to influence monetary policy making; Discuss the likely evolution of the local currency yield curve, noting specific factors like the conduct of monetary policy and supply and demand dynamics in the fixed income market; Evaluate fiscal policy conduct and the impact thereof on the economy, reviewing the most recently published budget numbers, assessing the probability of the government's success in raising the budgeted revenues, the probability of the government being able to meet its expenditure targets and the likelihood of the government being able to borrow, both externally and domestically, the amount it intends to borrow; Review recent Eurobond price action, for countries that have issued Eurobonds, assess the factors likely to influence pricing over the next 4-6 months; Prepare and present tables and graphs of key historic and forecast data, ensuring that all data sources are appropriately noted. Production of the African Local Markets Monthly and writing appropriate sections thereof Agree on milestones for the production of the report, holding team members to account for meeting such agreed upon milestones; Ensure that the narrative for each country conforms to the appropriate format; Ensure that the publication is produced in accordance with the Group Research Policy Manual; For coverage countries, monitor high frequency data, evaluating the progress of the balance of payments, exchange rates, economic growth, inflation and interest rates in each country towards the projected trajectory for those variables For coverage countries, provide updated commentary on FX market developments, updating the near term (1 to 6 months) outlook for the currency For coverage countries, discuss recent inflation outcomes and the yield curve developments, noting how they alter the medium term outlook For coverage countries, evaluate whether recent inflation outcomes change the medium term outlook for monetary policy Writing of flash notes and trade ideas Ensure that team members monitor high frequency data and notable events like monetary policy meetings and the presentation of budgets, evaluating the progress of the balance of payments, fiscal balances, exchange rates, economic growth, inflation and interest rates in each country towards the projected trajectory for those variables Prompt team members to write snap analyses of the latest inflation release, noting the components having a pervasive influence on the headline inflation number, evaluating factors that could be pushing those components, make a judgment as to the durability of such factors and whether such developments warrant a change to the inflation, monetary policy or yield curve outlook For coverage countries, analyse the outcome of the latest monetary policy meeting, noting the factors that swayed monetary policy committee members, evaluate if there are reasons to change the outlook for monetary policy and the consequences of the policy decision on the yield curve For coverage countries, write a snap analysis of the latest government budget, assessing the likely impact on economic growth and the yield curve, assessing the probability of the government's success in raising the budgeted revenues, the probability of the government being able to meet its expenditure targets and the likelihood of the government being able to borrow, both externally and domestically, the amount it intends to borrow Monitor news flow and comment on events and announcements that signal a material change in balance of payments flows, government aid flows and borrowing, investment or consumer spending or the performance of specific sectors of the economy Write a note, triggered by factors that would warrant a material change in economic forecasts or anomalous pricing in the markets, making a trading recommendation should a compelling opportunity be indicated, having discussed the viability of such a trade with the Africa Structured Trading Desk Ensure that the publication is produced in accordance with the Group Research Policy Manual Publication of the Africa Brief Assign primary responsibility for the production of the report to an analyst in the team in Johannesburg, ensuring that such an analyst monitors news flow, keeping track of market and other pertinent developments warranting notifying clients, but with a very short term focus, encompassing developments that happened the day before and upcoming events over the following week Ensure that an appropriate back-up is at hand to take over responsibility for the report in the event that the primary analyst is not available Assist in editing and publication of the document on a daily basis Ensure that the publication is produced in accordance with the Group Research Policy Manual Publication of the African Financial Markets Handbook Agree on milestones for the production of the report, holding team members to account for meeting such agreed upon milestones Ensure that the publication is produced in accordance with the Group Research Policy Manual Ensure that team members communicate with Global Markets team in each country to provide the most up to date snapshot of the FX, rates and equity markets Ensure that team members verify FX market conventions like typical trade sizes, volume of daily turnover, bid/offer spreads and any exchange controls on the market Ensure that team members verify interest rate market conventions like the existence of withholding and other taxes, the typical monthly value of T-bills and bonds issued, the range of T-bills and bonds typically issued, auction schedule and auction allotment methodology Development and maintenance of an appropriate database Ensure that an appropriate up to date, relevant, accurate database is developed to store key statistical data, including the team's forecasts, on coverage countries Develop procedures that will allow team members to ascertain the validity of the data Liaise with national statistical agencies and Research Departments of central banks in coverage countries, seeking some of the data that they do not easily make publicly available Working with the Data Analyst, search for data that may be published in official documents made publicly available by government departments, regulatory agencies and parastatals Working with the Data Analyst, utilise publicly available databases such as those provided by the World Bank, United Nations (and its sister institutions) and the International Monetary Fund (IMF) Ensure that the Data Analyst provides data to internal and external stakeholders, as required Preferred Qualification and Experience Qualifications: Masters' Degree: Business Commerce; CFA Charterholder, or enrolled in the CFA program preferred. Experience: More than 10 years' experience in a senior role, primarily involving macroeconomic research and financial market analysis, encompassing marketing fixed income and currency investment ideas to institutional or currency hedging ideas to corporate clients. Knowledge/Technical Skills/Expertise Data Management The ability to effectively and efficiently manage business related data in an accurate manner, through the application of various technologies. Written Communication Ability to express ideas by means of clear and effective writing, in order to support professional communication internally within the Bank and externally. Economic Analysis Forecasting the impact of macro environmental factors on the potential performance of investments. Research The knowledge and understanding required to conduct research on investment opportunities, analyse financial performance trends and produce quantitative and qualitative information to inform investment decisions. Hedging Practical understanding of the tools available to reduce the risk of negative price movements of investments or assets. Bond Pricing Understanding of the relationships between the bond yield, the bond price and the link between the yield and the market price. Investment Analysis The ability to conduct assessments of the economic impacts, market trends, earnings prospects, stability and profitability of investment options.

Job Details Standard Bank is a leading African banking group focused on emerging markets globally. We are a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for an experienced UI Designer to join one of product teams at our Johannesburg offices. Job Purpose We're in the process of developing an innovative corporate banking solution that we hope will revolutionise the way businesses interact with us in the future. We have a strong team that has built out the platform over the past 8 months and we are now in the process of adding features as well as rolling out the product in different countries across Africa. As such, we're looking for a UI Designer to join our growing team as we establish and develop the product. We work in a fast-paced, agile environment and aim to be closer to a start-up than an in-house banking team and need someone who matches this style of working and is motivated to deliver high quality, modern designs. You'll be working within a world-class, multi-disciplinary team including UX designers, BAs, developers and testers to turn wireframes into high fidelity prototypes and manage the design system, with a user-centred focus. Key Responsibilities/Accountabilities Work closely with our UX Designer to create high fidelity scalable screens from provided wireframes according to design standards and templates. Creation of other assets such as icons and components following any brand guidelines and aligning with marketing Design system management and maintenance. Keeping consistency between the component/symbol library (utilising atomic design principles) with the live system. Regular reviews of the system to make sure usability is high on desktop, tablet and mobile; consistent evolution of UI elements to improve usability. Works with the dev and testing teams to ensure that designs are correctly implemented, and fixes potential errors or bugs. Proactively engage with business analysts to ensure that interface matches design specifications. Takes a user-centric approach to design, having an understanding of the target user and their problems. Create clickable prototypes to present in management meetings to senior stakeholders; working to buy in the entire team to the design vision. Preferred Qualification and Experience Preferred Qualifications and Experience We're looking for a designer with at least 2 years of relevant in-industry experience, within a lean, agile environment. The most important experience(s) you can share are those which demonstrate your capability to deliver on the requirements above. We want to see capability, not box-ticking exercises. We currently design in Figma, but if you have experience in Sketch, you'll be able to learn quick enough. Experience using Jira and Confluence are also highly desired. Experience designing responsive products for B2B and B2C users. Knowledge/Technical Skills/Expertise Someone who approaches problems with a design-thinking approach, with a willingness to understand their users, test, iterate, and continually improve their designs. Well versed in design tools (Sketch/Figma/Adobe XD) and is able to consistently create beautiful, usable designs to tight deadlines, matching the specifications and being easily absorbed and developed by our front and back end developers. Critical and strategic thinking: the ideal candidate will not only be able to create great screens but will critically approach their design and constantly aim to challenge their colleagues to create better products for our customers. We're building a product for the 2020s, not the 2010s, so a keen knowledge of modern UX and UI patterns is essential. A strong knowledge and appreciation of the development process, and how design can augment good development. A keen eye for detail - we don't need a perfectionist, but we want someone that we can rely on to deliver consistent designs with few errors. Stakeholder management: we need someone who does not design in a vacuum but understands that design is a collaborative process and that they need to involve others in their process. We're looking for a true team player who understands the importance of not only their job but everyone else's, too. Timely design: We need someone who will be able to meet important deadlines whilst maintaining a high quality of output. Other bonus skills: illustration, workshop facilitation, UX knowledge, copywriting. Culturally, we want: Someone driven, who takes the initiative, and who works well in teams No ego: getting the job done is a team effort and we all work together to bring out the best in each other A radiator, not a drain: you need to transmit enthusiasm, confidence and energy to the team. We love a sense of humour!

Job Details Investment Banking provides clients with a range of advisory and financing solutions. Specialising in high-growth emerging markets, our expert advisers work on mergers and acquisitions, capital restructurings and empowerment deals, as well as arranging finance for acquisitions, client projects and property transactions. Job Purpose To support the IB executive office in achieving and effecting plans on the overall strategic and operational objectives through the provision of high-quality analytical reporting, project management, reporting and administrative capability, and by positively representing the business to internal and external stakeholders. Key Responsibilities/Accountabilities Strategic contribution Partner with the Head IB Strategy Enablement to operationalise the strategic pillars; Contribute towards packaging and cascading / communicating the strategic decisions throughout the organisation. Policies, procedures and processes Manage and ensure accessibility and effective implementation of policies, procedures and controls covering all areas of assigned departmental activity so that all relevant procedural / legislative requirements are fulfilled; Understand the impact of new regulatory requirements on the business and collaborate with business process management teams to update affected processes to maintain compliance. Operations management Direct, influence, manage and monitor the day-to-day operations of the IB teams within required performance parameters; Provide support to selected members of the senior leadership team to enhance the execution of their responsibilities; Contribute towards the enhancements of a stable IB platform; Manage all associated document management, governance and record keeping in line with CIB policies and procedures to maintain compliance and manage associated risks. Project management Coordinate and support selected IB strategic projects / initiatives from inception through planning, implementation, monitoring, evaluation and conclusion to ensure delivery of strategic objectives, on time and within budget and other constraints; Participate in strategic IB projects where required. Data governance, research, analytics and reporting Proactively monitor the internal and external environment and provide the IB Exec office with regular and ad hoc reports highlighting research findings, analytics and insights on business performance (revenues, returns, pipeline, fee share and performance vs. targets), client interests, competitors, markets and industries trends and themes, opportunities and concerns in relation to the business strategy and direction. Secretarial services Provide secretarial services on selected governance structures and decision-making committees on which the IB Head/ IB Strategy Enablement Head serves (e.g. IB ExCo, BRCC, AMF, Capital & Collateral, Data Governance, SGC); This includes logistics coordination, agenda planning, working with presenters to prepare prior to submission / presentation, material collection and distribution, attendee tracking and posting of minutes. Stakeholder engagement Where required, represent the Head IB Strategy and Enablement on certain cross business forums / committees and any party engagements. Communications Work with relevant functional experts to prepare the IB Exec team for internal and external communications and events, to facilitate clear and consistent messaging, optimal preparation, performance and impact; Where required, advise on, develop, coordinate and / or compile the content for corporate events, conferences, media events, results presentations, speeches, interview, client meetings and related deliverables for the IB Exec team. IB Data Strategy Collaborate with CIB Data forum and CIB/IB technology to give effect to and innovate and build on the IB Data strategy. Corporate Functions Liaison Build and maintain sound relationships with corporate functions including Risk, Legal, Finance, Procurement, IT and Compliance and work closely with them to optimise service deliver, compliance, and / or the secure the timeous delivery / achievement of all required activities (e.g. financial reporting, vendor performance management, legal compliance, business continuity measures); Contribute towards the negotiation of internal service level agreements where necessary. Continuous improvement/ Innovation Actively initiate and drive digitisation of IB origination and execution activities where required; Experiment, learn fast and embed innovation ideas and the data science capability across IB; See IB central product development through to implementation; Contribute towards the identification of opportunities for continuous improvement of IB operational processes, productivity and cost reduction to enable alignment, strong communication, and effective collaboration across multiple stakeholders and to support the achievement of business excellence; Develop the high-level business cases for change for discussion with ExCo. Preferred Qualification and Experience Qualifications Post Graduate Degree in Business Commerce; Master's Degree in Finance or Business Administration (MBA) preferred. Experience A minimum of 3 years' business support experience. This role requires experience across a wide range of areas including but not limited to consulting, risk advisory, economic and financial risk advisory, risk operations for CIB, financial services knowledge including treasury and capital management, project management, business MI and reporting, data governance, systems landscape and ownership, administration, stakeholder management, finance, risk, and research; Experience with CIB Client operating models, as well as processes in an Investment banking product suite is beneficial. Knowledge/Technical Skills/Expertise Client Reporting and Business MI Implementation of IB client reporting design tools based on internal and external information. Business Acumen Understand the Banking industry and the impact that the economic and regulatory environment have on the organisation. Application of this knowledge in the assessment of risks and recommend appropriate control and quality frameworks. Project management Ability to plan, initiate, execute, control, report on and close projects related to a relevant function. Written communication Ability to express ideas by means of clear and effective writing, in order to support professional communication internally and externally to the Bank. Process governance The ability to create mechanisms to ensure that designed processes are implemented correctly and that process changes are made thoughtfully, taking into consideration the impacts on people, other processes and technology.

Job Details Operations: a range of essential and complex services to ensure processes across the bank work as effectively and efficiently as possible Job Purpose The role of the Transaction Manager is to co-ordinate the end to end transaction process supporting Real Estate Finance, Investment Banking Products, in conjunction with various stakeholders (both internal and external to the bank) with a specific focus on deal closing, facility origination, ongoing facility administration, collateral management and the effective and maximum use of the bank's various operating systems. Key Responsibilities/Accountabilities The REF TM role includes the following key responsibilities:Once draft legal agreements or Term Sheet become available, ensure that the transaction being negotiated can be facilitated on the bank's systems with minimal manual intervention and can be administered within the bank's existing operational capabilities.For deals yet to reach financial close, or, after a deal handover, thoroughly read through the latest available credit paper related to that transaction to gain an understanding of the deal.Coordinate the Financial Close process on new deals, re-advances and restructures of existing deals:Create and update the Conditions Precedent (CP) Checklist on the bank's Document Management System (DMS); Actively monitor the progress of the fulfilment of the CP's; Collate all the required CPs that must be vetted and signed off by TMU; Regularly provide updated CP checklists to Credit and Business; Coordinate the sign off of the CP checklist; Finalise funding for the overall transaction with Money Markets for all match funded deals; Ensure that the client is loaded on ACBS. If not, once KYC has been obtained, send instruction to the Ops Ref Data team to upload client on to ACBS; Ensure required exchange control approvals are in place for all new deals, re-financings, amendments or extensions to existing deals.After thorough perusal of the transaction finance documents, originate all facilities on ACBS at Financial Close or at document signature date and ensure that the transaction on ACBS reflects the transaction structure as per the legal agreements including the following (where applicable):Administration / Structuring Fee; Valuation Fee; Commitment Fee; Withdrawal Fee; Or any other Fee (s) that may be included in the client agreement; ACBS Covenant reminders, as applicable.Coordinate the Conditions Subsequent (CS's) collection process:Create and update a CS checklist on DMS; Ensure that all CS's are fulfilled by their agreed upon dates; and Ensure that any further waivers of CS's are approved by Credit and Business.For all new deals, re-financings of existing deals and any secondary distributions, ensure receipt of copies of all Legal Agreements, CP documents (including CS's where applicable) credit papers and authority soughts and upload these onto DMS.Maintain a high level of data integrity on ACBS. Data checklists are to be prepared with the first and last draws (every six months for very active facilities)Collateral Management:Ensure that electronic copies of all Finance and Security Agreements as well as originals of all underlying Security Instruments (unless these are to be held by a Security or Facility Agent) and the internal legal sign off of Financial Close are lodged with the Collateral Management team; Obtain confirmation of receipt by the Collateral Management team of all documentation sent to them; Proactively follow up on all outstanding items as per the monthly outstanding items spreadsheet relating to Collateral and Legal distributed by the Collateral Management team; Update the share cover monitoring spreadsheet on a daily basis and highlight any breaches to Business and Credit; Together with Business and LOCKTON ensure adequate insurance cover is placed for all properties financed and Contractors All Risk cover for the development finance deals; Process payment request from SBIB for the advisory fee that they levy on reviewing insurance policies that are taken through brokers other than SBIB. Raise advisory fee on ACBS if this the recovery is catered for in the client's agreement and prepare invoice for client; Monitor the development completion date and ensure that the contractors risk policies are renewed during the development period and confirm to Business and Credit when this has reached the expiry date and that the completion date requires to be extended as the development is still not complete; Capture and maintain valuation values of collateral on ACBS for capital purposes; Capture sector classification of the property/ies held as collateral on ACBS; Update the share monitoring spreadsheet on a daily basis and highlight any breach to Business and Credit for all facilities with shares as collateral.Bond Registration and Conveyancing management:Monitor the progress of the registration process with conveyancing attorneys and Legal; Prepare property lending guarantees, contractors and performance (municipal guarantees); Manage the property releases, including amending the facility limits and the list of security held spreadsheet as and when the property is released from our mortgage bond, confirming to STOC and credit once registration has been effected at the deeds office; Ensure that guarantees for loan repayments are received and that the necessary consents are signed and returned to the attorneys to proceed with the cancellation of the bonds in the deeds office; Obtain authorisation for registration of servitudes, consolidations and rezoning requests and sign consents for the endorsements of the mortgage bond at the deeds office through the attorneys.Provide a comprehensive handover of all new deals as well as amendments/re-financings of existing deals to the Loans Admin and Product Control teams:Set up a meeting with Loans Admin to discuss the New Deal Summary template; Send copies of the executed Facility Agreement and final Credit Paper to the assigned Loans Administrator.Monitor monthly LTV's from those agreed at Financial Close against those as depicted in the monthly RCC data (sector report) and the banks loan system (ACBS). Highlight any variations to Business and Credit.Assist Loan Administration in the identification of the receipt of cash for capital repayments and redraw repayments from the Receipt account.Instruct Initial and Subsequent Facility Utilisations:Ensure that all CP's to utilisation have been met or waived by Credit (if applicable); Ensure KYC compliance prior to instructing pay-away; Ensure all utilisations are within agreed Facility Limits; Book funding for all utilisations of any match funded deals with Money Markets using the standard funding booking template; Ensure that all CP's to utilisation have been met or that credit has authorised disbursement prior to full compliance), that redraw disbursement requests are in line with agreed limits and that the development draws have been approved by the banks quantity surveyor and credit in accordance to approved procedures; Raise and invoice fees for redraw disbursement requests if recovery of the fee is included in the agreement; Monitor the cost to complete values (capital, vat, and interest capitalisation limits) and highlight areas of concern regarding the progress disbursement draws to Business, Project Team and Credit; Arrange to book funding for all utilisations with Money Markets/Global Markets; Complete a Payment Authorisation form for all utilisations (including the calculation of the guarantee to be liquidated); Provide a capital repayment profile with all Payment Authorisation forms.Perform ACBS/Murex/Nostro reconciliations and ensure any differences are queries and resolved timeously.Ongoing deal management on ACBS:Ensure facility limits are maintained in line with the agreements; Final Maturity Dates are correct; Availability Period end dates are correct; Unutilised facility balances are cancelled at Availability Period end dates.Manage all expiring facilities on ACBS:Identify all expiring facilities per Loans Admin's weekly expiring facility report; Where facilities are to be extended, extend the final maturity date on ACBS as per the executed amended legal agreements; Should executed amended legal agreements not be available prior to the initial expiration date on ACBS, obtain Credit Approval to extend the final maturity date on ACBS to an interim date until such time as amended executed legal agreements are available and book funding accordingly; Provide a list of maturing facilities in advance to Business; Upon request for cancellation of bond(s), verify with credit that no connected exposures exist in the entity and that there is no reliance placed on the collateral being released /cancelled. Check with Money Markets for any derivative instrument that might be secured by the collateral being released, include a breakage cost in the guarantee if one is applicable for the break of the swap;Actively manage deal covenants via ACBS generated situation reports and update all covenants on ACBS as applicable.Raise any known risks and concerns on deals being managed to Credit and Front Office.Submit revised capital repayment profiles to Loans Admin for loans that are to be consolidated at rate reset dates and for loans that have been refinanced.Obtain annual Credit Review Papers from Credit and perform a thorough read through before loading onto DMS.Coordinate the early prepayment of any facilities with Loans Admin, Business, Money Markets and Credit including finalising Breakage Costs (if any).Advise Product Control to recognise any fees that are still being amortised for any deals prepaid before their final maturity date.Cancel all facilities that are fully repaid on ACBS and DMS and inform Credit to do the same on Adaptive.Ensure Business is made aware of all impending and existing clients whose KYC status is non-compliant by perusing all KYC lists which are electronically circulated. This would especially apply to deals which are not yet fully drawn.Resolve deal specific queries, including queries from internal and external auditors. Assist with any specific BU projects that may require the assistance of TMU e.g. providing MI, performing a business analysis or testing of any new systems.Attend TMU meetings, Business WIP meetings, IBO Townhall sessions, Business off-sites and client meetings (if possible).Complete Personal Development Plans on an annual basis and update these regularly as and when applicable. Set up regular meetings with line manager to discuss progressAdvise the Collateral Management team to mark the deal as obsolete on STOCAdvise SBIB, so that they no longer review the policy(ies) on properties secured on the cancelled facilityCancel all facilities that are fully repaid on ACBS and inform Credit to do the same on Adaptiv.Adhere to all regulatory and compliance requirements.Adopt the SBG PACT values at all times:Purposeful Collaboration:Attend and participate in team, IBO and BU meetings. Actively engage with all internal stakeholders such as Business, Loans Admin, Product Control, Credit, Collateral, etc. Ask questions and challenge the status quo. Willingly share knowledge with fellow TM's.Active Recognition:Utilise the Beyond Excellence program to nominate colleagues who have performed well.Candid Engagement:Actively engage with Line Managers in performance feedback sessions. Raise issues and concerns with Management and/or Human Capital.Total Accountability:Take full ownership and responsibility for your deals throughout the deal life cycle. Preferred Qualification and Experience Qualifications Minimum qualifications Undergraduate degree in Commerce, Business Science or equivalent tertiary education.FAIS compliant Yes / No Preferred Experience Experience within a Transaction Management or equivalent Middle Office environment; or Experience within a Finance Team; or Experience within an Internal Audit team; or Experience as a Credit Manager; or Completion of Articles with a bank or auditing firm. Knowledge/Technical Skills/Expertise Excellent verbal and written communication skills Analytical, big picture focussed Ability to handle pressure and conflict Results orientated Attention to detail Tenacious Self-motivated Ability to multi-task more than one project at any time Astute commercially Ability to manage relationships with various stakeholders (both internal and external to the bank)

Job Details Information Technology: systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production Job Purpose To manage and oversee the Bank's operational and tactical development initiatives which include the execution and, implementation of application delivery programmes and projects against the Bank's standards, policies and procedures and governance guidelines and Service Level Agreements. To provide technical solutions to the needs of stakeholders by interpreting business requirements, defining technical tasks, engineers' quality software, performing end to end testing, as well as supporting and troubleshooting technical questions, software and database issues. Key Responsibilities/Accountabilities Adhere to Agile methodologies and follows Agile principles through work outputs and behaviours: Strive to reach mature levels on the Continuum model by building own and team competence to work in a continuous delivery environment. Champion team learning and adopt suitable methodologies and practices. Collaborate with colleagues from different disciplines in a cross-functional team to deliver against iteration targets. Work in partnership with Business representatives (e.g. Product Owner, Product Manager) ensuring alignment and value to the customer. Manage work effectively as an individual and team member including the reprioritisation of backlogs and reacts flexibly to changing demands through. Manage work using available resources and methodologies ensuring full team engagement. Estimate the size and complexity of the work within the team and managing this appropriately. Determine the technical design in their area of concern, within the architectural guidelines. Drive team commitments to the work in every iteration or Program Increment. Be responsible for value and builds to continuously improve the quality of deliverables. Find ways to improve own and the team's delivery and value to the customer on a continuous basis. Scope, Plan, Design and Review end to end solutions: Advise the development staff on the evaluation and impact analysis of major design options. Engage with Information Technology support teams and business stakeholders to scope plan and design end to end solutions. Define and Develop application complex code: Produce outline system specifications using solution designs, functional specifications or technical specifications as input, including input into scope, constraints (such as performance or resources), hardware, network and software environments and depending on the complexity of the project or change, might need to get the different resources from the different BU's. Produce specifications for systems functions, information flows, data loads, implementation strategy, phasing of development, requirements not met and alternatives considered. Translate logical designs into component designs taking into account the solution design, performance requirements and existing systems. Perform risk analysis and produce development plans in order to consider the impact of design decisions. Build, code and review user and system interfaces including menus, screen dialogues, inputs, reports, validation and error correction, processing rules, access, security, audit controls, recovery routines and contingency procedures. Work with data analysis colleagues to produce or update system or object data models and correlate these with corporate models. Work with database design or database administration teams to translate object and data models into appropriate database schemas within design constraints. Assist less experienced colleagues with complex coding problems. Conduct quality assurance and approve developed code linked to supplied specifications for production deployment. Provide guidance and assistance to colleagues on any aspect of program component design, creation, testing and documentation. Conduct Testing across various IT platforms: Prepare test cases for unit testing purposes and review test cases as produced by other developers for unit testing purposes as required. Conduct unit testing and fix detected errors. Testing can be done on own work as well as on that of other colleagues in the team. Develop technical support documentation within agreed standards. Document all work done as per standards, methods and tools used in the bank for application development. Review work done by developers to assure all work has been done as per standards, methods and tools used in the bank for application development. Construct, interpret and execute end to end system and program tests to verify correct operation of completed systems. Ensure adherence to release methodology and technical change management procedures for all changes. Adhere to own or manage team's project timelines for new developments and agreed service level timelines for repairing defects. Drive Continuous improvement: Coach the junior developers on technical aspects of application development, controls, and documentation standards as well as on engaging effectively. Perform quality assurance on the work completed by junior developers. Quality assurance can cover code developed as well as supporting documents and test plans. Look actively for opportunities to shorten development times, improve skills of the team and improve cost efficiency of application development activities. Ensure that all component designs take into account all specified requirements and constraints. Provide level 3 support and production standby post go live. Preferred Qualification and Experience Qualification: BSc Comp Science, B.Com Informatics degree or advanced degree. Bachelor's degree in a field requiring strong analytical and quantitative skills such as Computer Science, Engineering, Mathematics, Information Systems or similar Experience: Application Support: 5-7 Years Broad experience in translating business and functional requirements into technical specifications and developing the programming code to create the solutions. Object Oriented analysis and design using common design patterns. Proficiency in at least one language from Java (most important), Angular (2nd) and NodeJs (3rd) . Experience with REST API development and consumption Experience of Relational Databases, SQL and ORM technologies (JPA2, Hibernate) Experience in the Spring Framework Experience in developing web applications using at least one popular web framework (JSF, Wicket, GWT, Spring MVC) Experience with test-driven development Experience with building or maintaining cloud-native applications Experience with the core AWS services (Lamda, EKS, EC2) Strong notions of security best practices Knowledge/Technical Skills/Expertise IT Knowledge: Evaluates various technologies for relevance and cost-effectiveness for implementation in the organisation. Constantly keeps pace with new technology and identifies relevant applications in different areas of the institution. Conducts risk/benefit assessments when considering the adoption of new technologies. Understands products to internal level. Proficiency Level: ADVANCED - Mastered the concept, able to act independently, provides guidance and training to others

Job Details Finance: budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors. Job Purpose To provide the Card Portfolio with support and advice for financial management, financial accounting and management reporting for operational and impairment activities. Ownership and involvement in the calculation and the analysis of provisions on a monthly basis. This includes IFRS9 impairment calculation, understanding and driver investigation and commentary. This will entail liaising directly with the Card credit, product finance, MI and capital modelling team members. In addition support will be provided to the Senior Finance Manager - Credit Risk: Intuitive lending and customer management to the extent that detailed regional analysis and consolidated reporting are required. Furthermore this role supports the budgeting process at product level to ensure that appropriate forecasts with realistic outcomes have been projected. This will include the distribution of these forecasts to regional levels. Understand and complete capital credit risk reporting on a quarterly basis and engage with the relevant stakeholder on capital credit requirements. Ensure that this is aligned and congruent with the credit risk financial reporting. Working within a team to complete projects within agreed timelines, processes and procedures. Engage as an objective independent partner with both business and credit to ensure appropriate provisioning is in place for the portfolio risk and exposure Key Responsibilities/Accountabilities Preparation and review of monthly impairment provisions and book. Variance analysis and regular review of compliance with financial reporting framework. Resolution of queries on provisions and book balances. Unpack and ensure granular understanding of drivers of significant increase in credit risk, off balance sheet provisioning and forward looking projections. Engagement with the credit and capital modelling teams to understand driver updates and sources of the change in risk leading to these driver amendments as well as engagement with credit portfolio manager to ensure evidence in the data aligns with strategies deployed through origination and collection strategies. Calculate and evaluate modification adjustments required by the standard and identify optimising strategies that can be communicated with credit team to mitigate the impacts. Preparation and capture of monthly journals onto SAP (relating to provisions, unwinding of interest, modification entries and interest in suspense). Manage internal control environment including reconciliation of data between MI, Modelling, SAP and Bank Analyzer. Adept storytelling” to unpack monthly and annual movements in relation to actions taken rather than generic terms for purposes of monthly commentary and annual financial external reporting Prepare the commentary and present to credit, product and product finance. Engage with the Treasury and Capital Management team to unpack, understand and align capital reporting with credit finance expectations and reporting trends. Play a strong supporting and business partnering role to both the relevant Credit and Product Finance counterparts to ensure appropriate challenge, understanding guidance and proactive engagement is in place. Prepare and present Budget, Revised Estimate and Rolling Forecasts. Consideration of variations of drivers to predict bullish and bearish outlooks. Actively engage with credit to identify key potential challenges and concerns and proactively assess available actions to address these items. In all reporting described above, support should be provided to the regional reporting structure to unpack and understand regional performance by product and segment. This includes assessment of business quality and behaviour (NPL, EA, stage 1/2/3, significant increase in credit risk trends etc.) that may trigger varying performance. This will require a broader product credit overview and familiarity with finance (e.g. PMT) and Capital tool sets (e.g. Qlikview). Meeting Central and Group Finance deadlines and requirements with regards to the Budget and Revised estimates, Rolling forecasts and Management Reporting, including query resolution, on an individual and consolidated cost centre basis. This is applicable to provision shifts, significant increase in credit risk, forward looking, additional provisions and book balances. Engagement with external and internal auditors on IFRS9 impairment models/enhancements implemented during the year. Active understanding and involvement on existing credit impairment models as well as new models under development and identification of potential optimisations that support minimising model volatility while balance income statement return. Understanding of behavioural scorecards will also be essential under the new IFRS9 standard. Involvement, understanding and supporting the implementation of the new IFRS9 framework to facilitate optimal implementation and business understanding of implications. This will cover modelling, technical accounting issues, bank analyser developments (interest in suspense) and disclosures. Responsibility to ensure the finance and risk reporting is aligned to RDARR principles and appropriate attestations and controls are implemented and data steward awareness is in place. Preparation and presentation of Product, Exco and Card Portfolio review pack submissions. Preparation and presentation of Adhoc financial reporting requirements as and when required by Central Finance, Product Finance as well as the Business Credit teams. Coaching, mentoring and personal development where required of the junior members in the Card Risk Finance team. Focus to be placed on innovation, efficiencies and effectiveness in all processes that are implemented and identify opportunities to improve existing deliverables whether that be through enhanced utilisation of systems (e.g. Bank analyser), new ways of delivery (e.g. automate through MI) Preferred Qualification and Experience CA (SA) qualification or equivalent finance qualification Experience 5 years SAP and Banking experience Extensive knowledge of and high competence in Excel, Word, PowerPoint and SAP Knowledge/Technical Skills/Expertise Exceptional understanding of Accounting and Finance A sound knowledge of the Card environment and products The ability to build and maintain professional relationships with our internal and external customers. SAP Knowledge Experience of consolidation and reporting in a Finance environment Experience in forecasts and budgeting is required General financial administration Report writing

Job Details Information Technology: systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production Job Purpose To manage and oversee the Bank's operational and tactical development initiatives which include the execution and, implementation of application delivery programmes and projects against the Bank's standards, policies and procedures and governance guidelines and Service Level Agreements. To provide technical solutions to the needs of stakeholders by interpreting business requirements, defining technical tasks, engineers' quality software, performing end to end testing, as well as supporting and troubleshooting technical questions, software and database issues. Key Responsibilities/Accountabilities Adhere to Agile methodologies and follows Agile principles through work outputs and behaviours: Strive to reach mature levels on the Continuum model by building own and team competence to work in a continuous delivery environment. Champion team learning and adopt suitable methodologies and practices. Collaborate with colleagues from different disciplines in a cross-functional team to deliver against iteration targets. Work in partnership with Business representatives (e.g. Product Owner, Product Manager) ensuring alignment and value to the customer. Manage work effectively as an individual and team member including the reprioritisation of backlogs and reacts flexibly to changing demands through. Manage work using available resources and methodologies ensuring full team engagement. Estimate the size and complexity of the work within the team and managing this appropriately. Determine the technical design in their area of concern, within the architectural guidelines. Drive team commitments to the work in every iteration or Program Increment. Be responsible for value and builds to continuously improve the quality of deliverables. Find ways to improve own and the team's delivery and value to the customer on a continuous basis. Scope, Plan, Design and Review end to end solutions: Advise the development staff on the evaluation and impact analysis of major design options. Engage with Information Technology support teams and business stakeholders to scope plan and design end to end solutions. Define and Develop application complex code: Produce outline system specifications using solution designs, functional specifications or technical specifications as input, including input into scope, constraints (such as performance or resources), hardware, network and software environments and depending on the complexity of the project or change, might need to get the different resources from the different BU's. Produce specifications for systems functions, information flows, data loads, implementation strategy, phasing of development, requirements not met and alternatives considered. Translate logical designs into component designs taking into account the solution design, performance requirements and existing systems. Perform risk analysis and produce development plans in order to consider the impact of design decisions. Build, code and review user and system interfaces including menus, screen dialogues, inputs, reports, validation and error correction, processing rules, access, security, audit controls, recovery routines and contingency procedures. Work with data analysis colleagues to produce or update system or object data models and correlate these with corporate models. Work with database design or database administration teams to translate object and data models into appropriate database schemas within design constraints. Assist less experienced colleagues with complex coding problems. Conduct quality assurance and approve developed code linked to supplied specifications for production deployment. Provide guidance and assistance to colleagues on any aspect of program component design, creation, testing and documentation. Conduct Testing across various IT platforms: Prepare test cases for unit testing purposes and review test cases as produced by other developers for unit testing purposes as required. Conduct unit testing and fix detected errors. Testing can be done on own work as well as on that of other colleagues in the team. Develop technical support documentation within agreed standards. Document all work done as per standards, methods and tools used in the bank for application development. Review work done by developers to assure all work has been done as per standards, methods and tools used in the bank for application development. Construct, interpret and execute end to end system and program tests to verify correct operation of completed systems. Ensure adherence to release methodology and technical change management procedures for all changes. Adhere to own or manage team's project timelines for new developments and agreed service level timelines for repairing defects. Drive Continuous improvement: Coach the junior developers on technical aspects of application developments controls, and documentation standards as well as on engaging effectively. Perform quality assurance on the work completed by junior developers. Quality assurance can cover code developed as well as supporting documents and test plans. Look actively for opportunities to shorten development times, improve skills of the team and improve cost efficiency of application development activities. Ensure that all component designs take into account all specified requirements and constraints. Provide level 3 support and production standby post go live. Preferred Qualification and Experience Qualification: BSc Comp Science, B.Com Informatics degree or advanced degree. Bachelor's degree in a field requiring strong analytical and quantitative skills such as Computer Science, Engineering, Mathematics, Information Systems or similar Experience: Application Support: 9-11 Years Broad experience in translating business and functional requirements into technical specifications and developing the programming code to create the solutions. Must have experience in Mainframe - CICS, COBOL, DB2 and API(XML) Knowledge/Technical Skills/Expertise IT Knowledge: Evaluates various technologies for relevance and cost-effectiveness for implementation in the organisation. Constantly keeps pace with new technology and identifies relevant applications in different areas of the institution. Conducts risk/benefit assessments when considering the adoption of new technologies. Understands products to internal level. Proficiency Level: ADVANCED - Mastered the concept, able to act independently, provides guidance and training to others

Job Details Finance: budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors. Job Purpose To support the customer level pricing strategy across the broader PBB To enable and support frontline pricing empowerment via analytics and tools development To understand all sources of pricing data and convert knowledge into actionable insights To assist and guide in monitoring of mandates execution. To guide pricing strategy via analytics and model building To support the Annual Pricing Review process via analytics and modelling To manage, standardise and optimise the annual pricing review process for Business and Commercial Banking (BCB) pricing for lending and non-lending products. Identify and assist in resolving revenue leakage Close engagement with the product analytics teams and enablement functions to ensure efficient and effective profit analytics To support, guide and manage individuals Key Responsibilities/Accountabilities Annual Pricing Review Supports Pricing Heads via analytics in APR process via Analytics Presents original ideas on how to effectively grow revenue via new/amended pricing structures. Travels and presents at regional level the final APR solution. Analytics and Modelling Engages with various stakeholders (frontline and head office based) to understand the organisations strategic intent. This understanding is required to develop, maintain and evolve pricing strategies, tactics, modelling and frameworks across PBB. Supports the Senior Manager: Pricing Development & Analytics to guide customer level pricing strategies across the broader PBB and in the development of tools that enable and drive pricing to the frontline Support in establishing conceptual frameworks to guide customer level pricing Understand and support any enhancements of product pricing that impacts customer and product level pricing Provides input and guidance to the rest of the Client Pricing team via product analytics. Provides insights in broad sense related to portfolio management Develops and guides Measurement/IT in the development of systems, models and tools that enable frontline pricing empowerment and or informs pricing strategies Proactively and on request conducts analytics to unlock opportunities, understand and solve for problems Supports and develops methodologies that can guide customer pricing strategies based on analytics Investigates and understands all data that impacts customer and product pricing drivers Investigates (e.g., costs, competitor price, pricing drivers, etc.) Assesses the impact of strategic pricing initiatives on the product bottom-line as well as on customers. Stakeholder Engagement and Interaction Establishes, maintains and grows relationships with Product/Solutions Engineering, Enablement, Measurement, Finance, IT (Source Systems) and Frontline Via the relationships built is able to deliver through others Behavioural Pricing Insights & Monitoring Develops monitoring models and tools to understand pricing behaviour at product and client level Responsible to provide pricing insights on pricing behaviour based on current and new models/tools Responsible to support Pricing, Frontline, Enablement and Finance teams in understanding behaviour Responsible for pricing reporting Revenue Leakage Identify opportunities to highlight related to revenue leakage at product and client levels Establishes and manages revenue leakage working groups Responsible for revenue leakage investigations, analysis and driving of initiatives Managing People Establish Personal Development Plans (PDP's) in line with the team's goals for team to be managed Be part of the solution to create and drive culture of excellence in pricing Drive high performance culture and delivery in pricing Guide, Support and Grow team that is to be managed Shape team in line with finance of the future directives, specifically in line with technical growth Exhibit leadership traits in line with group goals Successful delivery will be as follows Successful delivery and implementation of systems that enables pricing efficiencies and strategic change Stakeholder feedback relating to support provided and requested Quality and accuracy of analysis Impact of tools, models and analytics built/provided in problem solving Successful management of team performance in relation to the individual team members growth and execution of goals Preferred Qualification and Experience First Degree Mathematical Science/ First Degree IT and Computer Science/ Finance and Accounting Degree or Qulalification in Engineerimg/ Statistics 3-4 years Experience and understanding of the Financial service industry. Previous experience with financial, analytical and or pricing, credit and capital learnings. Understanding of the customer profitability and product sets specific to the financial service industry. Knowledge/Technical Skills/Expertise Data Management Effective Business Communication Financial Acumen Statistical and Mathematical Analysis Project Management

Job Details Finance: budgeting and forecasting, creating interim and annual financial statements, facilitating internal mergers and acquisitions, as well as dealing with analysts and investors. Job Purpose To be accountable for the finance function for Client Coverage Finance (Business Performance) which includes: Create financial insights into the establishment and the attainment of the financial objectives of the business unit as well as to ensure that suitable models, budgetary and performance measurements are in place. Creation & maintenance of relevant reports, presentations and reporting to stakeholders (consolidation at Client Coverage level). Develop Predictive financial models Develop advanced financial models essential for the preparation, analysis and forecasting of the financial results of the BU. Support the finance team in the creation of financial statements / information, management accounting analytics, business performance evaluation and forecasting to all relevant stakeholders Support the financial planning cycle Observe financial governance, systems, processes and controls. Key Responsibilities/Accountabilities Support the co-ordination of all financial management activities across Retail and Business Banking, provincial level Support the production of relevant and timely financial insights reporting across core products, sector and regions ensuring that information is meaningful in order to aid business decisions to improve financial performance. Co-ordinate & consolidate monthly reporting related issues for Client Coverage including provincial and area level Support the preparation and analysis of the financial results, identifying problem areas and potential for improvements - recommendation for improvements. Reviews financial performance, identifies opportunities for revenue enhancement / cost containment to maximise returns - drafting proposals for initiatives to improve bottom line. Creation of comprehensive financial management information to be furnished to stakeholders (i.e. Head: Business Performance). Business relationship management and interactions with business partners Supports projects, new initiatives and business cases that impact across the Provincial areas. Design and implementation of financial models Investigate transfer expenses from the Group to Client Coverage - to control costs across the provincial areas. Highlight strategic initiatives and key performance metrics - incorporate these into MI reports. Adherence to policies and controls in line with regulatory rules and Group Finance objectives. Conducts investigations and ad hoc requests from Group Finance and provincial teams in a timeous manner and manages stakeholder expectations appropriately. Supports change with the intent to add value and to facilitate the ongoing requirements of the business (new way of work initiatives). Adherence to appropriate measures and internal controls when performing tasks to control the quality of deliverables. Measures: Stakeholder feedback Availability and accuracy of MI Support budget and forecasting activities across provinces Support the planning, coordination and execution of Client Coverage at provincial level planning cycles taking into account business and Group Finance timelines and requirements. Develops accurate financial plans to be signed off by the Head Client Coverage. Support the creation of suitable planning, budgetary and performance measurement controls. Assessment of financial management across the provinces and Finance stakeholders. Preparation and analysis of annual budgets and revised estimates - providing the team with data to support this initiative. Measures: Provide accurate data to Finance managers at provincial levels to support Budgets and forecasts (to be delivered in line with business and Group Finance timeframes). Support Financial controls and reporting across Client Coverage Conducts monthly analysis and commentary on the financial statements. Reviews trends, control reports and supporting documentation to identify potential loss or breakdown of internal controls and provides recommends and advices the Head of Finance Client Coverage on corrective measures. Provision of data to be used to test the validity and appropriateness of rolled up transfer accounting charges. Provision of the underlying MI (where applicable) of cost allocations are correctly applied by checking reasonability of actual costs allocated against business key drivers. The creation of innovative controls, more efficient processing methods and methods of completing tasks for the Client Coverage provincial finance teams. Measures: Adherence to policy (to help the team achieve clean audits) Quality and efficiency of financial accounting and reporting data Support Regulatory environment across Client Coverage Support the Implementation of any financial regulatory changes that impacts Client Coverage - through the provision of accurate MI. Measures: Adherence to policy (to help the team achieve clean audits) Quality and efficiency of financial accounting and reporting data Support the External audit and reporting process Support the financial year-end process - these include the provision of data to facilitate the reconciliation of all general ledger accounts and preparation of financial statements. Support the preparation of the half year and year-end Financial Information Pack as input into group external reporting. Measures: Adherence to policy (to help the team achieve clean audits) Quality and timely delivery of financial accounting and reporting data Preferred Qualification and Experience Honours Degree Newly qualified CA (SA), alternatively Bcom Accounting/Management degree with at least 3 years relevant experience. Mathematics, Statistics, Actuarial, Engineering an advantage. 3-4 Years Previous experience in financial reporting, Strong IT skills, attention to detail, analytical, Innovative Knowledge/Technical Skills/Expertise Formulation of strategic initiatives Develop predictive models Development of Planning, Forecasting and Budgeting models Data preparation for Project, financial Accounting and providing insights into financial statements

Job Details Information Technology: systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production Job Purpose To manage and oversee the Bank's operational and tactical development initiatives which include the execution and, implementation of application delivery programmes and projects against the Bank's standards, policies and procedures and governance guidelines and Service Level Agreements. To provide technical solutions to the needs of stakeholders by interpreting business requirements, defining technical tasks, engineers' quality software, performing end to end testing, as well as supporting and troubleshooting technical questions, software and database issues. Key Responsibilities/Accountabilities Adhere to Agile methodologies and follows Agile principles through work outputs and behaviours: Strive to reach mature levels on the Continuum model by building own and team competence to work in a continuous delivery environment. Champion team learning and adopt suitable methodologies and practices. Collaborate with colleagues from different disciplines in a cross-functional team to deliver against iteration targets. Work in partnership with Business representatives (e.g. Product Owner, Product Manager) ensuring alignment and value to the customer. Manage work effectively as an individual and team member including the reprioritisation of backlogs and reacts flexibly to changing demands through. Manage work using available resources and methodologies ensuring full team engagement. Estimate the size and complexity of the work within the team and managing this appropriately. Determine the technical design in their area of concern, within the architectural guidelines. Drive team commitments to the work in every iteration or Program Increment. Be responsible for value and builds to continuously improve the quality of deliverables. Find ways to improve own and the team's delivery and value to the customer on a continuous basis. Scope, Plan, Design and Review end to end solutions: Advise the development staff on the evaluation and impact analysis of major design options. Engage with Information Technology support teams and business stakeholders to scope plan and design end to end solutions. Define and Develop application complex code: Produce outline system specifications using solution designs, functional specifications or technical specifications as input, including input into scope, constraints (such as performance or resources), hardware, network and software environments and depending on the complexity of the project or change, might need to get the different resources from the different BU's. Produce specifications for systems functions, information flows, data loads, implementation strategy, phasing of development, requirements not met and alternatives considered. Translate logical designs into component designs taking into account the solution design, performance requirements and existing systems. Perform risk analysis and produce development plans in order to consider the impact of design decisions. Build, code and review user and system interfaces including menus, screen dialogues, inputs, reports, validation and error correction, processing rules, access, security, audit controls, recovery routines and contingency procedures. Work with data analysis colleagues to produce or update system or object data models and correlate these with corporate models. Work with database design or database administration teams to translate object and data models into appropriate database schemas within design constraints. Assist less experienced colleagues with complex coding problems. Conduct quality assurance and approve developed code linked to supplied specifications for production deployment. Provide guidance and assistance to colleagues on any aspect of program component design, creation, testing and documentation. Conduct Testing across various IT platforms: Prepare test cases for unit testing purposes and review test cases as produced by other developers for unit testing purposes as required. Conduct unit testing and fix detected errors. Testing can be done on own work as well as on that of other colleagues in the team. Develop technical support documentation within agreed standards. Document all work done as per standards, methods and tools used in the bank for application development. Review work done by developers to assure all work has been done as per standards, methods and tools used in the bank for application development. Construct, interpret and execute end to end system and program tests to verify correct operation of completed systems. Ensure adherence to release methodology and technical change management procedures for all changes. Adhere to own or manage team's project timelines for new developments and agreed service level timelines for repairing defects. Drive Continuous improvement: Coach the junior developers on technical aspects of application developments controls, and documentation standards as well as on engaging effectively. Perform quality assurance on the work completed by junior developers. Quality assurance can cover code developed as well as supporting documents and test plans. Look actively for opportunities to shorten development times, improve skills of the team and improve cost efficiency of application development activities. Ensure that all component designs take into account all specified requirements and constraints. Provide level 3 support and production standby post go live. Preferred Qualification and Experience Qualification: BSc Comp Science, B.Com Informatics degree or advanced degree. Bachelor's degree in a field requiring strong analytical and quantitative skills such as Computer Science, Engineering, Mathematics, Information Systems or similar Experience: Application Support: 5-7 Years Broad experience in translating business and functional requirements into technical specifications and developing the programming code to create the solutions. Must have experience in Mainframe - CICS, COBOL, DB Knowledge/Technical Skills/Expertise IT Knowledge: Evaluates various technologies for relevance and cost-effectiveness for implementation in the organisation. Constantly keeps pace with new technology and identifies relevant applications in different areas of the institution. Conducts risk/benefit assessments when considering the adoption of new technologies. Understands products to internal level. Proficiency Level: ADVANCED - Mastered the concept, able to act independently, provides guidance and training to others

Introduction The above vacancy has become available at our Garden Centre in Rosebank, Cape Town. The successful candidate will be responsible to maximize the sales of the Company's range of products in the departmental Shop areas by ensuring that the products are effectively merchandised and displayed and customers are assisted in a helpful and friendly manner. Specification Monitors and controls purchases, quality, pricing, labelling, promotions and displays of all Shop products. Regularly implements promotions in conjunction with Assistant Manager / Garden Centre Manager. Monitors and analyses stock movement. Evaluates product range on an ongoing basis and recommends suitable alternatives to management. Promptly attends to problems with regards to till point and electronic equipment used for the efficient running of the shop. Assists customers with product selection and answers customer queries giving assistance wherever necessary. Provides prompt feedback to customers with regard to outstanding queries, within the time frames requested. Assumes responsibility for the security and safekeeping of all stock in the shop. Ensures stock losses and write-offs are minimized and/or avoided at all times and report to management for inclusion in budgetary reports. Performs regular stock takes. Carries out spot checks on stock and ensures that discrepancies are reported to management. Manages and liaises with staff on a daily basis with regard to the general management in the shop, keeping them informed of any new developments that may affect their daily routine. Ensures that staff maintain a high level of customer service at all times. Requirements 3 - 5 years experience in a similar role. A tertiary qualification an added advantage Ability to motivate employees to work as a team to ensure that service meet appropriate customer satisfaction standards. Good communication skills.